Balance Sheet Breakdown: LendingClub Corp (LC)’s Debt-to-Equity and Long-Term Debt/Eq Ratios

Nora Barnes

Investors on the quest for market-beating returns often employ the strategy of stock picking. Making informed choices in stocks can greatly amplify your wealth.

After finishing at $17.22 in the prior trading day, LendingClub Corp (NYSE: LC) closed at $17.64, up 2.44%. In other words, the price has increased by $2.44 from its previous closing price. On the day, 1.62 million shares were traded. LC stock price reached its highest trading level at $17.82 during the session, while it also had its lowest trading level at $17.2587.

Ratios:

Our goal is to gain a better understanding of LC by taking a closer look at its different ratios. For the most recent quarter (mrq), Quick Ratio is recorded 8.52 and its Current Ratio is at 8.52. In the meantime, Its Debt-to-Equity ratio is 0.06 whereas as Long-Term Debt/Eq ratio is at 0.05.

On June 12, 2025, Stephens started tracking. The Stock assigning a Overweight rating and target price of $15. JP Morgan Downgraded its Overweight to Neutral on December 02, 2024, while the target price for. The Stock was maintained at $17.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Sep 17 ’25 when ARMSTRONG ANNIE sold 5,333 shares for $17.19 per share. The transaction valued at 91,674 led to the insider holds 379,584 shares of the business.

LaBenne Andrew sold 20,903 shares of LC for $356,164 on Sep 15 ’25. The Chief Financial Officer now owns 181,750 shares after completing the transaction at $17.04 per share. On Sep 15 ’25, another insider, Sanborn Scott, who serves as the CEO of the company, sold 30,000 shares for $17.04 each. As a result, the insider received 511,149 and left with 1,240,070 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, LC now has a Market Capitalization of 2024016128 and an Enterprise Value of 1293843200. As of this moment, LendingClub’s Price-to-Earnings (P/E) ratio for their current fiscal year is 27.53, and their Forward P/E ratio for the next fiscal year is 12.65. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.45. For. The Stock, the TTM Price-to-Sale (P/S) ratio is 1.48 while its Price-to-Book (P/B) ratio in mrq is 1.44. Its current Enterprise Value per Revenue stands at 1.036 whereas that against EBITDA is 8.017.

Stock Price History:

The Beta on a monthly basis for LC is 2.53, which has changed by 0.57781756 over the last 52 weeks, in comparison to a change of 0.16298151 over the same period for the S&P500. Over the past 52 weeks, LC has reached a high of $18.75, while it has fallen to a 52-week low of $7.90. The 50-Day Moving Average of. The Stock is 15.60%, while the 200-Day Moving Average is calculated to be 33.32%.

Shares Statistics:

. The Stock has traded on average 1.76M shares per day over the past 3-months and 1244080 shares per day over the last 10 days, according to various share statistics. A total of 114.74M shares are outstanding, with a floating share count of 111.05M. Insiders hold about 3.22% of the company’s shares, while institutions hold 80.20% stake in the company. Shares short for LC as of 1756425600 were 5462794 with a Short Ratio of 3.10, compared to 1753920000 on 5669114. Therefore, it implies a Short% of Shares Outstanding of 5462794 and a Short% of Float of 4.9000002.

Earnings Estimates

. The Stock of LendingClub Corp (LC) is currently in the spotlight, with 9.0 analysts actively rating and assessing its market standing.The consensus estimate for the next quarter is $0.29, with high estimates of $0.34 and low estimates of $0.23.

Analysts are recommending an EPS of between $1.09 and $0.96 for the fiscal current year, implying an average EPS of $1.03. EPS for the following year is $1.37, with 9.0 analysts recommending between $1.5 and $1.19.

Revenue Estimates

11 analysts predict $256.27M in revenue for the current quarter. It ranges from a high estimate of $264.2M to a low estimate of $245.2M. As of the current estimate, LendingClub Corp’s year-ago sales were $201.88MFor the next quarter, 11 analysts are estimating revenue of $259.04M. There is a high estimate of $275M for the next quarter, whereas the lowest estimate is $244.8M.

A total of 11 analysts have provided revenue estimates for LC’s current fiscal year. The highest revenue estimate was $1.01B, while the lowest revenue estimate was $956.1M, resulting in an average revenue estimate of $981.4M. In the same quarter a year ago, actual revenue was $787.01MBased on 11 analysts’ estimates, the company’s revenue will be $1.13B in the next fiscal year. The high estimate is $1.21B and the low estimate is $1.09B.

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