Balance Sheet Dive: Ally Financial Inc (ALLY)’s Debt-to-Equity and Long-Term Debt/Eq Ratios

Kevin Freeman

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After finishing at $43.95 in the prior trading day, Ally Financial Inc (NYSE: ALLY) closed at $44.58, up 1.43%. In other words, the price has increased by $1.43 from its previous closing price. On the day, 2.92 million shares were traded. ALLY stock price reached its highest trading level at $44.755 during the session, while it also had its lowest trading level at $43.9301.

Ratios:

Our goal is to gain a better understanding of ALLY by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 1.36 whereas as Long-Term Debt/Eq ratio is at 0.86.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Apr 30 ’25 when Richard Stephanie N sold 8,000 shares for $32.14 per share. The transaction valued at 257,121 led to the insider holds 90,387 shares of the business.

Hutchinson Russell E. bought 8,200 shares of ALLY for $252,682 on Apr 22 ’25. The Chief Financial Officer now owns 236,421 shares after completing the transaction at $30.81 per share. On Jan 27 ’25, another insider, RHODES MICHAEL GEORGE, who serves as the Chief Executive Officer of the company, bought 25,634 shares for $39.09 each. As a result, the insider paid 1,002,097 and bolstered with 25,634 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, ALLY now has a Market Capitalization of 13722082304 and an Enterprise Value of 25283082240. As of this moment, Ally’s Price-to-Earnings (P/E) ratio for their current fiscal year is 28.96, and their Forward P/E ratio for the next fiscal year is 8.30. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.79. For. The Stock, the TTM Price-to-Sale (P/S) ratio is 0.89 while its Price-to-Book (P/B) ratio in mrq is 1.12. Its current Enterprise Value per Revenue stands at 3.69.

Stock Price History:

The Beta on a monthly basis for ALLY is 1.19, which has changed by 0.29292345 over the last 52 weeks, in comparison to a change of 0.16298151 over the same period for the S&P500. Over the past 52 weeks, ALLY has reached a high of $44.71, while it has fallen to a 52-week low of $29.52. The 50-Day Moving Average of. The Stock is 12.05%, while the 200-Day Moving Average is calculated to be 20.35%.

Shares Statistics:

. The Stock has traded on average 2.95M shares per day over the past 3-months and 2993570 shares per day over the last 10 days, according to various share statistics. A total of 307.79M shares are outstanding, with a floating share count of 304.29M. Insiders hold about 1.14% of the company’s shares, while institutions hold 93.84% stake in the company. Shares short for ALLY as of 1756425600 were 10089164 with a Short Ratio of 3.42, compared to 1753920000 on 10925377. Therefore, it implies a Short% of Shares Outstanding of 10089164 and a Short% of Float of 3.2899998.

Dividends & Splits

In the trailing 12 months, ALLY’s forward annual dividend rate was 1.2, compared to 1.20 this year. Against a Trailing Annual Dividend Yield of 0.027303755. The Stock’s 5-year Average Dividend Yield is 3.08. The current Payout Ratio is 66.70% for ALLY, which recently paid a dividend on 2025-08-01 with an ex-dividend date of 2025-08-01. Stock splits for the company last occurred on 2014-04-10 when the company split stock in a 310:1 ratio.

Earnings Estimates

The current rating of Ally Financial Inc (ALLY) is the result of assessments by 18.0 analysts actively engaged in evaluating its market dynamics.The consensus estimate for the next quarter is $1.02, with high estimates of $1.24 and low estimates of $0.9.

Analysts are recommending an EPS of between $3.9 and $3.45 for the fiscal current year, implying an average EPS of $3.61. EPS for the following year is $5.37, with 18.0 analysts recommending between $5.7 and $4.78.

Revenue Estimates

15 analysts predict $2.12B in revenue for the current quarter. It ranges from a high estimate of $2.16B to a low estimate of $2.05B. As of the current estimate, Ally Financial Inc’s year-ago sales were $2.1BFor the next quarter, 15 analysts are estimating revenue of $2.16B. There is a high estimate of $2.2B for the next quarter, whereas the lowest estimate is $2.07B.

A total of 17 analysts have provided revenue estimates for ALLY’s current fiscal year. The highest revenue estimate was $8.59B, while the lowest revenue estimate was $7.74B, resulting in an average revenue estimate of $8B. In the same quarter a year ago, actual revenue was $8.18BBased on 17 analysts’ estimates, the company’s revenue will be $9.07B in the next fiscal year. The high estimate is $9.47B and the low estimate is $8.44B.

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