Ratios Uncovered: Breaking Down SoFi Technologies Inc (SOFI)’s Trailing Twelve Months Metrics

Nora Barnes

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The price of SoFi Technologies Inc (NASDAQ: SOFI) closed at $28.11 in the last session, up 3.57% from day before closing price of $27.14. In other words, the price has increased by $3.57 from its previous closing price. On the day, 71.02 million shares were traded. SOFI stock price reached its highest trading level at $28.5769 during the session, while it also had its lowest trading level at $27.08.

Ratios:

We take a closer look at SOFI’s different ratios to gain a better understanding of. The Stock. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 12.25 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 21.58. For the most recent quarter (mrq), Quick Ratio is recorded 4.52 and its Current Ratio is at 4.52. In the meantime, Its Debt-to-Equity ratio is 0.59 whereas as Long-Term Debt/Eq ratio is at 0.59.

Upgrades & Downgrades

In addition, analysts’ ratings and any changes thereto give investors an idea of. The Stock’s future direction. In the most recent recommendation for this company, Needham on September 10, 2025, Reiterated its Buy rating but revised its target price to $29 from $25 previously.

Insider Transactions:

An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Sep 18 ’25 when Kelli Keough bought 30,412 shares for $27.14 per share.

Kelli Keough bought 60,824 shares of SOFI for $1,650,763 on Sep 18 ’25. On Sep 18 ’25, another insider, Rishel Jeremy, who serves as the Officer of the company, bought 98,733 shares for $27.50 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SOFI now has a Market Capitalization of 33660323840 and an Enterprise Value of 35620786176. As of this moment, SoFi’s Price-to-Earnings (P/E) ratio for their current fiscal year is 56.70, and their Forward P/E ratio for the next fiscal year is 50.24. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 2.21. For. The Stock, the TTM Price-to-Sale (P/S) ratio is 8.00 while its Price-to-Book (P/B) ratio in mrq is 4.56. Its current Enterprise Value per Revenue stands at 11.759.

Stock Price History:

The Beta on a monthly basis for SOFI is 1.94, which has changed by 2.4919255 over the last 52 weeks, in comparison to a change of 0.16298151 over the same period for the S&P500. Over the past 52 weeks, SOFI has reached a high of $27.88, while it has fallen to a 52-week low of $7.57. The 50-Day Moving Average of. The Stock is 19.31%, while the 200-Day Moving Average is calculated to be 69.15%.

Shares Statistics:

According to the various share statistics, SOFI traded on average about 72.84M shares per day over the past 3-months and 63514090 shares per day over the past 10 days. A total of 1.19B shares are outstanding, with a floating share count of 1.16B. Insiders hold about 2.04% of the company’s shares, while institutions hold 52.78% stake in the company. Shares short for SOFI as of 1756425600 were 101331285 with a Short Ratio of 1.39, compared to 1753920000 on 112005309. Therefore, it implies a Short% of Shares Outstanding of 101331285 and a Short% of Float of 8.57.

Earnings Estimates

. The Stock of SoFi Technologies Inc (SOFI) is currently in the spotlight, with 8.0 analysts actively rating and assessing its market standing.The consensus estimate for the next quarter is $0.09, with high estimates of $0.1 and low estimates of $0.08.

Analysts are recommending an EPS of between $0.34 and $0.3 for the fiscal current year, implying an average EPS of $0.32. EPS for the following year is $0.52, with 11.0 analysts recommending between $0.6 and $0.42.

Revenue Estimates

According to 11 analysts, the current quarter’s revenue is expected to be $880.21M. It ranges from a high estimate of $915.3M to a low estimate of $849M. As of the current estimate, SoFi Technologies Inc’s year-ago sales were $689.45MFor the next quarter, 11 analysts are estimating revenue of $926.79M. There is a high estimate of $987.1M for the next quarter, whereas the lowest estimate is $881.74M.

A total of 16 analysts have provided revenue estimates for SOFI’s current fiscal year. The highest revenue estimate was $3.58B, while the lowest revenue estimate was $3.38B, resulting in an average revenue estimate of $3.44B. In the same quarter a year ago, actual revenue was $2.61BBased on 18 analysts’ estimates, the company’s revenue will be $4.23B in the next fiscal year. The high estimate is $4.67B and the low estimate is $3.91B.

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