Financial Analysis: Radian Group, Inc (RDN)’s Ratios Unveil Key Insights

Kevin Freeman

Investors aiming for above-average returns often turn to the practice of stock picking. Skillful choices in individual stocks can be a catalyst for substantial wealth growth.

As of close of business last night, Radian Group, Inc’s stock clocked out at $34.73, down -2.00% from its previous closing price of $35.44. In other words, the price has decreased by -$2.00 from its previous closing price. On the day, 0.66 million shares were traded. RDN stock price reached its highest trading level at $35.44 during the session, while it also had its lowest trading level at $34.62.

Ratios:

To gain a deeper understanding of RDN’s stock, we examine its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.36 whereas as Long-Term Debt/Eq ratio is at 0.24.

On June 03, 2024, Keefe Bruyette Upgraded its rating to Outperform which previously was Mkt Perform and also upped its target price recommendation from $35 to $36.

Keefe Bruyette Downgraded its Outperform to Mkt Perform on April 04, 2024, whereas the target price for the stock was revised from $36 to $35.

Insider Transactions:

Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Dec 02 ’25 when Ray Eric sold 13,957 shares for $35.60 per share. The transaction valued at 496,869 led to the insider holds 0 shares of the business.

Eric R. Ray bought 13,957 shares of RDN for $495,474 on Dec 02 ’25. On Oct 28 ’25, another insider, Thornberry Richard G, who serves as the Chief Executive Officer of the company, sold 20,000 shares for $33.24 each. As a result, the insider received 664,728 and left with 898,878 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, RDN now has a Market Capitalization of 4705534976 and an Enterprise Value of 5388157952. As of this moment, Radian’s Price-to-Earnings (P/E) ratio for their current fiscal year is 8.67, and their Forward P/E ratio for the next fiscal year is 7.50. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 1.38. For the stock, the TTM Price-to-Sale (P/S) ratio is 3.75 while its Price-to-Book (P/B) ratio in mrq is 1.01. Its current Enterprise Value per Revenue stands at 4.232 whereas that against EBITDA is 6.028.

Stock Price History:

The Beta on a monthly basis for RDN is 0.82, which has changed by 0.023094654 over the last 52 weeks, in comparison to a change of 0.12469888 over the same period for the S&P500. Over the past 52 weeks, RDN has reached a high of $38.84, while it has fallen to a 52-week low of $29.32. The 50-Day Moving Average of the stock is 0.25%, while the 200-Day Moving Average is calculated to be 2.32%.

Shares Statistics:

It appears that RDN traded 931.46K shares on average per day over the past three months and 802200 shares per day over the past ten days. A total of 135.47M shares are outstanding, with a floating share count of 133.42M. Insiders hold about 1.52% of the company’s shares, while institutions hold 94.09% stake in the company. Shares short for RDN as of 1763078400 were 3743896 with a Short Ratio of 4.02, compared to 1760486400 on 5817561. Therefore, it implies a Short% of Shares Outstanding of 3743896 and a Short% of Float of 3.9600000000000004.

Dividends & Splits

With its trailing 12-month dividend rate of 1.01, RDN has a forward annual dividend rate of 1.02. Against a Trailing Annual Dividend Yield of 0.028498871. The stock’s 5-year Average Dividend Yield is 2.97. The current Payout Ratio is 25.00% for RDN, which recently paid a dividend on 2025-11-24 with an ex-dividend date of 2025-11-24. Stock splits for the company last occurred on 2001-06-21 when the company split stock in a 2:1 ratio.

Earnings Estimates

The stock of Radian Group, Inc (RDN) is currently drawing attention from 4.0 analysts actively involved in the ongoing evaluation and rating process.The consensus estimate for the next quarter is $1.09, with high estimates of $1.22 and low estimates of $0.94.

Analysts are recommending an EPS of between $4.38 and $4.17 for the fiscal current year, implying an average EPS of $4.27. EPS for the following year is $4.45, with 6.0 analysts recommending between $5.0 and $4.0.

Revenue Estimates

In. The current quarter, 1 analysts expect revenue to total $302.6M. It ranges from a high estimate of $302.6M to a low estimate of $302.6M. As of. The current estimate, Radian Group, Inc’s year-ago sales were $315.86MFor the next quarter, 1 analysts are estimating revenue of $313.56M. There is a high estimate of $326.2M for the next quarter, whereas the lowest estimate is $293.5M.

A total of 1 analysts have provided revenue estimates for RDN’s current fiscal year. The highest revenue estimate was $1.25B, while the lowest revenue estimate was $1.25B, resulting in an average revenue estimate of $1.25B. In the same quarter a year ago, actual revenue was $1.29BBased on 3 analysts’ estimates, the company’s revenue will be $1.27B in the next fiscal year. The high estimate is $1.35B and the low estimate is $1.19B.