Ratios Uncovered: Breaking Down Affirm Holdings Inc (AFRM)’s Trailing Twelve Months Metrics

Nora Barnes

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The price of Affirm Holdings Inc (NASDAQ: AFRM) closed at $68.69 in the last session, down -1.36% from day before closing price of $69.64. In other words, the price has decreased by -$1.36 from its previous closing price. On the day, 5.1 million shares were traded. AFRM stock price reached its highest trading level at $69.355 during the session, while it also had its lowest trading level at $66.67.

Ratios:

We take a closer look at AFRM’s different ratios to gain a better understanding of the stock. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 7.79 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 29.48. For the most recent quarter (mrq), Quick Ratio is recorded 13.67 and its Current Ratio is at 13.67. In the meantime, Its Debt-to-Equity ratio is 2.36 whereas as Long-Term Debt/Eq ratio is at 2.35.

Upgrades & Downgrades

In the most recent recommendation for this company, Citigroup on October 23, 2025, initiated with a Buy rating and assigned the stock a target price of $100.

On October 22, 2025, Wells Fargo started tracking the stock assigning a Overweight rating and target price of $89.

Rothschild & Co Redburn Upgraded its Neutral to Buy on October 06, 2025, while the target price for the stock was maintained at $101.

Insider Transactions:

An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Dec 03 ’25 when ROBERT WARREN OHARE bought 8,189 shares for $67.02 per share.

Levchin Max R sold 651,713 shares of AFRM for $58,175,590 on Sep 22 ’25. The Chief Executive Officer now owns 0 shares after completing the transaction at $89.27 per share. On Sep 22 ’25, another insider, Maksim Rafael Levchin, who serves as the Officer/Director of the company, bought 651,713 shares for $89.27 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, AFRM now has a Market Capitalization of 22672758784 and an Enterprise Value of 29153331200. As of this moment, Affirm’s Price-to-Earnings (P/E) ratio for their current fiscal year is 101.79, and their Forward P/E ratio for the next fiscal year is 44.30. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.67. For the stock, the TTM Price-to-Sale (P/S) ratio is 6.55 while its Price-to-Book (P/B) ratio in mrq is 6.87. Its current Enterprise Value per Revenue stands at 8.428 whereas that against EBITDA is 74.001.

Stock Price History:

The Beta on a monthly basis for AFRM is 3.58, which has changed by -0.031163037 over the last 52 weeks, in comparison to a change of 0.12469888 over the same period for the S&P500. Over the past 52 weeks, AFRM has reached a high of $100.00, while it has fallen to a 52-week low of $30.90. The 50-Day Moving Average of the stock is -4.66%, while the 200-Day Moving Average is calculated to be 6.52%.

Shares Statistics:

According to the various share statistics, AFRM traded on average about 6.40M shares per day over the past 3-months and 5026060 shares per day over the past 10 days. A total of 289.32M shares are outstanding, with a floating share count of 276.25M. Insiders hold about 16.31% of the company’s shares, while institutions hold 72.52% stake in the company. Shares short for AFRM as of 1763078400 were 13822665 with a Short Ratio of 2.16, compared to 1760486400 on 13813559. Therefore, it implies a Short% of Shares Outstanding of 13822665 and a Short% of Float of 4.82.

Earnings Estimates

The dynamic stock of Affirm Holdings Inc (AFRM) is currently being evaluated by a team of 5.0 analysts, each contributing to its current rating.The consensus estimate for the next quarter is $0.73, with high estimates of $0.81 and low estimates of $0.6.

Analysts are recommending an EPS of between $3.49 and $2.55 for the fiscal current year, implying an average EPS of $3.11. EPS for the following year is $3.83, with 6.0 analysts recommending between $4.53 and $3.24.

Revenue Estimates

According to 19 analysts,. The current quarter’s revenue is expected to be $1.06B. It ranges from a high estimate of $1.1B to a low estimate of $1.04B. As of. The current estimate, Affirm Holdings Inc’s year-ago sales were $866.38MFor the next quarter, 19 analysts are estimating revenue of $980.92M. There is a high estimate of $1.04B for the next quarter, whereas the lowest estimate is $934.2M.

A total of 22 analysts have provided revenue estimates for AFRM’s current fiscal year. The highest revenue estimate was $4.25B, while the lowest revenue estimate was $3.99B, resulting in an average revenue estimate of $4.07B. In the same quarter a year ago, actual revenue was $3.22BBased on 24 analysts’ estimates, the company’s revenue will be $5.06B in the next fiscal year. The high estimate is $5.51B and the low estimate is $4.59B.

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