Ratio Examination: Repay Holdings Corporation (RPAY)’s Price-to-Cash and Price-to-Free Cash Flow

Ulysses Smith

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In the latest session, Repay Holdings Corporation (NASDAQ: RPAY) closed at $3.42 down -2.56% from its previous closing price of $3.51. In other words, the price has decreased by -$2.56 from its previous closing price. On the day, 1.06 million shares were traded. RPAY stock price reached its highest trading level at $3.56 during the session, while it also had its lowest trading level at $3.38.

Ratios:

For a deeper understanding of Repay Holdings Corporation’s stock, let’s take a closer look at its various ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 4.28 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 5.49. For the most recent quarter (mrq), Quick Ratio is recorded 0.81 and its Current Ratio is at 0.81. In the meantime, Its Debt-to-Equity ratio is 0.71 whereas as Long-Term Debt/Eq ratio is at 0.47.

Upgrades & Downgrades

In the most recent recommendation for this company, The Benchmark Company on February 13, 2024, initiated with a Buy rating and assigned the stock a target price of $10.

On December 05, 2023, BMO Capital Markets started tracking the stock assigning a Market Perform rating and target price of $9.

On October 20, 2023, UBS started tracking the stock assigning a Neutral rating and target price of $8.UBS initiated its Neutral rating on October 20, 2023, with a $8 target price.

Insider Transactions:

Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Nov 17 ’25 when THORNBURGH RICHARD E sold 4,500 shares for $3.50 per share. The transaction valued at 15,750 led to the insider holds 131,456 shares of the business.

Moore Jacob Hamilton sold 26,385 shares of RPAY for $155,408 on Sep 12 ’25. The Executive Vice President now owns 193,532 shares after completing the transaction at $5.89 per share. On Sep 12 ’25, another insider, Moore Jacob Hamilton, who serves as the Officer of the company, bought 26,385 shares for $5.83 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, RPAY now has a Market Capitalization of 312370528 and an Enterprise Value of 625397504. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 2.24. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.81 while its Price-to-Book (P/B) ratio in mrq is 0.45. Its current Enterprise Value per Revenue stands at 2.024 whereas that against EBITDA is 8.976.

Stock Price History:

The Beta on a monthly basis for RPAY is 1.64, which has changed by -0.56932515 over the last 52 weeks, in comparison to a change of 0.13042927 over the same period for the S&P500. Over the past 52 weeks, RPAY has reached a high of $8.37, while it has fallen to a 52-week low of $2.97. The 50-Day Moving Average of the stock is -16.65%, while the 200-Day Moving Average is calculated to be -29.89%.

Shares Statistics:

For the past three months, RPAY has traded an average of 1.15M shares per day and 1030360 over the past ten days. A total of 81.57M shares are outstanding, with a floating share count of 64.65M. Insiders hold about 20.76% of the company’s shares, while institutions hold 95.95% stake in the company. Shares short for RPAY as of 1764288000 were 5178885 with a Short Ratio of 4.50, compared to 1761868800 on 5555086. Therefore, it implies a Short% of Shares Outstanding of 5178885 and a Short% of Float of 7.380000000000001.

Earnings Estimates

The firm’s stock currently is rated by 7.0 analysts. The consensus estimate for the next quarter is $0.23, with high estimates of $0.25 and low estimates of $0.22.

Analysts are recommending an EPS of between $0.87 and $0.81 for the fiscal current year, implying an average EPS of $0.84. EPS for the following year is $0.94, with 7.0 analysts recommending between $1.0 and $0.88.

Revenue Estimates

A total of 6 analysts believe the company’s revenue will be $76.79M this quarter.It ranges from a high estimate of $78.1M to a low estimate of $75.9M. As of. The current estimate, Repay Holdings Corporation’s year-ago sales were $78.27MFor the next quarter, 6 analysts are estimating revenue of $82.17M. There is a high estimate of $83.69M for the next quarter, whereas the lowest estimate is $80.43M.

A total of 7 analysts have provided revenue estimates for RPAY’s current fiscal year. The highest revenue estimate was $308.8M, while the lowest revenue estimate was $306.6M, resulting in an average revenue estimate of $307.56M. In the same quarter a year ago, actual revenue was $313.04MBased on 7 analysts’ estimates, the company’s revenue will be $329.49M in the next fiscal year. The high estimate is $343.17M and the low estimate is $318.9M.

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