Beyond market trends, investors keen on maximizing returns delve into the world of stock picking. The right selections can be instrumental in catapulting your wealth.
In the latest session, Chime Financial Inc (NASDAQ: CHYM) closed at $24.7 down -2.26% from its previous closing price of $25.27. In other words, the price has decreased by -$2.26 from its previous closing price. On the day, 3.6 million shares were traded. CHYM stock price reached its highest trading level at $25.85 during the session, while it also had its lowest trading level at $24.37.
Ratios:
For a deeper understanding of Chime Financial Inc’s stock, let’s take a closer look at its various ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 8.47 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 468.93. For the most recent quarter (mrq), Quick Ratio is recorded 4.94 and its Current Ratio is at 4.94. In the meantime, Its Debt-to-Equity ratio is 0.10 whereas as Long-Term Debt/Eq ratio is at 0.09.
Upgrades & Downgrades
In the most recent recommendation for this company, B. Riley Securities on December 11, 2025, initiated with a Buy rating and assigned the stock a target price of $35.
On December 01, 2025, Goldman Upgraded its rating to Buy which previously was Neutral but kept the price unchanged to $27.
On November 03, 2025, Jefferies started tracking the stock assigning a Hold rating and target price of $17.Jefferies initiated its Hold rating on November 03, 2025, with a $17 target price.
Insider Transactions:
Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Dec 16 ’25 when CROSSLINK CROSSOVER FUND VII, bought 4,571 shares for $24.82 per share.
CROSSLINK CROSSOVER FUND VI, L bought 7,229 shares of CHYM for $179,391 on Dec 16 ’25. On Dec 11 ’25, another insider, Feuille James, who serves as the Director of the company, sold 176,168 shares for $27.12 each. As a result, the insider received 4,778,332 and left with 7,044,936 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, CHYM now has a Market Capitalization of 9252076544 and an Enterprise Value of 8202079232. For the stock, the TTM Price-to-Sale (P/S) ratio is 4.71 while its Price-to-Book (P/B) ratio in mrq is 6.41. Its current Enterprise Value per Revenue stands at 3.971 whereas that against EBITDA is -13.611.
Stock Price History:
Over the past 52 weeks, CHYM has reached a high of $44.94, while it has fallen to a 52-week low of $16.17. The 50-Day Moving Average of the stock is 21.08%, while the 200-Day Moving Average is calculated to be -3.05%.
Shares Statistics:
For the past three months, CHYM has traded an average of 3.90M shares per day and 4689290 over the past ten days. A total of 342.24M shares are outstanding, with a floating share count of 185.68M. Insiders hold about 50.43% of the company’s shares, while institutions hold 31.96% stake in the company. Shares short for CHYM as of 1764288000 were 9976593 with a Short Ratio of 2.56, compared to 1761868800 on 9837441. Therefore, it implies a Short% of Shares Outstanding of 9976593 and a Short% of Float of 3.5999999999999996.
Earnings Estimates
The stock of Chime Financial Inc (CHYM) is currently in the spotlight, with 1 analysts actively rating and assessing its market standing.The consensus estimate for the next quarter is $0.04, with high estimates of $0.18 and low estimates of -$0.09.
Analysts are recommending an EPS of between $0.19 and -$4.42 for the fiscal current year, implying an average EPS of -$2.88. EPS for the following year is $0.3, with 2.0 analysts recommending between $0.8 and -$0.2.
Revenue Estimates
For the next quarter, 12 analysts are estimating revenue of $630.51M. There is a high estimate of $676.4M for the next quarter, whereas the lowest estimate is $609M.
Based on 16 analysts’ estimates, the company’s revenue will be $2.62B in the next fiscal year. The high estimate is $2.86B and the low estimate is $2.53B.
