For those aiming to surpass market returns, the art of stock picking is crucial. Making wise choices in stocks can greatly enhance your overall wealth.
The closing price of Upstart Holdings Inc (NASDAQ: UPST) was $45.05 for the day, down -3.97% from the previous closing price of $46.91. In other words, the price has decreased by -$3.97 from its previous closing price. On the day, 5.41 million shares were traded. UPST stock price reached its highest trading level at $49.5399 during the session, while it also had its lowest trading level at $44.895.
Ratios:
Our analysis of UPST’s different ratios will help us gain a deeper understanding of the company. For the most recent quarter (mrq), Quick Ratio is recorded 4.50 and its Current Ratio is at 4.50. In the meantime, Its Debt-to-Equity ratio is 2.62 whereas as Long-Term Debt/Eq ratio is at 2.62.
Insider Transactions:
Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Dec 12 ’25 when Cooper Kerry Whorton sold 1,500 shares for $50.00 per share. The transaction valued at 75,000 led to the insider holds 23,934 shares of the business.
Darling Scott sold 7,392 shares of UPST for $369,600 on Dec 12 ’25. The Chief Legal Officer now owns 17,435 shares after completing the transaction at $50.00 per share. On Dec 12 ’25, another insider, Darling Scott, who serves as the Officer of the company, bought 7,392 shares for $500.00 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 4382755840 and an Enterprise Value of 5838524928. As of this moment, Upstart’s Price-to-Earnings (P/E) ratio for their current fiscal year is 197.76, and their Forward P/E ratio for the next fiscal year is 19.09. For the stock, the TTM Price-to-Sale (P/S) ratio is 4.53 while its Price-to-Book (P/B) ratio in mrq is 5.89. Its current Enterprise Value per Revenue stands at 5.852 whereas that against EBITDA is 79.923.
Stock Price History:
The Beta on a monthly basis for UPST is 2.27, which has changed by -0.30224603 over the last 52 weeks, in comparison to a change of 0.15905356 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $31.40. The 50-Day Moving Average of the stock is -0.43%, while the 200-Day Moving Average is calculated to be -18.31%.
Shares Statistics:
UPST traded an average of 6.72M shares per day over the past three months and 4221120 shares per day over the past ten days. A total of 97.28M shares are outstanding, with a floating share count of 84.71M. Insiders hold about 12.93% of the company’s shares, while institutions hold 72.01% stake in the company. Shares short for UPST as of 1764288000 were 23623685 with a Short Ratio of 3.52, compared to 1761868800 on 29590889. Therefore, it implies a Short% of Shares Outstanding of 23623685 and a Short% of Float of 27.639999999999997.
Earnings Estimates
A detailed examination of Upstart Holdings Inc (UPST) is currently in progress, with 11.0 analysts providing valuable insights into its market dynamics.The consensus estimate for the next quarter is $0.47, with high estimates of $0.59 and low estimates of $0.35.
Analysts are recommending an EPS of between $1.92 and $1.33 for the fiscal current year, implying an average EPS of $1.68. EPS for the following year is $2.4, with 14.0 analysts recommending between $3.13 and $2.01.
Revenue Estimates
It is expected that $90B in revenue will be generated in. The current quarter, according to 11 analysts. It ranges from a high estimate of $292.42M to a low estimate of $287M. As of. The current estimate, Upstart Holdings Inc’s year-ago sales were $218.96MFor the next quarter, 11 analysts are estimating revenue of $274.78M. There is a high estimate of $297.86M for the next quarter, whereas the lowest estimate is $240.87M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.04B, while the lowest revenue estimate was $1.03B, resulting in an average revenue estimate of $1.04B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.26B in the next fiscal year. The high estimate is $1.4B and the low estimate is $1.1B.
