For those aiming to surpass market returns, the art of stock picking is crucial. Making wise choices in stocks can greatly enhance your overall wealth.
After finishing at $10.74 in the prior trading day, OppFi Inc (NYSE: OPFI) closed at $10.7, down -0.37%. In other words, the price has decreased by -$0.37 from its previous closing price. On the day, 0.77 million shares were traded. OPFI stock price reached its highest trading level at $11.18 during the session, while it also had its lowest trading level at $10.645.
Ratios:
Our goal is to gain a better understanding of OPFI by taking a closer look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 12.34 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 2.61. For the most recent quarter (mrq), Quick Ratio is recorded 7.87 and its Current Ratio is at 7.87. In the meantime, Its Debt-to-Equity ratio is 6.84 whereas as Long-Term Debt/Eq ratio is at 6.60.
Upgrades & Downgrades
In the most recent recommendation for this company, Stephens on June 12, 2025, initiated with a Equal-Weight rating and assigned the stock a target price of $14.50.
On May 08, 2025, Citizens JMP Upgraded its rating to Mkt Outperform which previously was Mkt Perform but kept the price unchanged to $13.50.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Dec 11 ’25 when Moore Jocelyn sold 4,464 shares for $10.91 per share. The transaction valued at 48,721 led to the insider holds 47,266 shares of the business.
Moore Jocelyn bought 4,464 shares of OPFI for $48,721 on Dec 11 ’25. On Nov 21 ’25, another insider, Moore Jocelyn, who serves as the Director of the company, sold 20,200 shares for $9.23 each. As a result, the insider received 186,385 and left with 51,730 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, OPFI now has a Market Capitalization of 934175552 and an Enterprise Value of 811145088. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.21. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.62 while its Price-to-Book (P/B) ratio in mrq is 18.75. Its current Enterprise Value per Revenue stands at 2.418.
Stock Price History:
The Beta on a monthly basis for OPFI is 1.66, which has changed by 0.4854772 over the last 52 weeks, in comparison to a change of 0.13329959 over the same period for the S&P500. Over the past 52 weeks, OPFI has reached a high of $17.18, while it has fallen to a 52-week low of $6.60. The 50-Day Moving Average of the stock is 7.47%, while the 200-Day Moving Average is calculated to be -0.13%.
Shares Statistics:
The stock has traded on average 749.03K shares per day over the past 3-months and 588090 shares per day over the last 10 days, according to various share statistics. A total of 27.91M shares are outstanding, with a floating share count of 25.69M. Insiders hold about 70.25% of the company’s shares, while institutions hold 23.47% stake in the company. Shares short for OPFI as of 1764288000 were 4330227 with a Short Ratio of 5.78, compared to 1761868800 on 4934473. Therefore, it implies a Short% of Shares Outstanding of 4330227 and a Short% of Float of 15.770000000000001.
Earnings Estimates
Its stock is currently analyzed by 4.0 different market analysts. The consensus estimate for the next quarter is $0.41, with high estimates of $0.43 and low estimates of $0.38.
Analysts are recommending an EPS of between $1.58 and $1.57 for the fiscal current year, implying an average EPS of $1.57. EPS for the following year is $1.74, with 4.0 analysts recommending between $1.8 and $1.7.
Revenue Estimates
4 analysts predict $160.13M in revenue for. The current quarter. It ranges from a high estimate of $161.1M to a low estimate of $159.7M. As of. The current estimate, OppFi Inc’s year-ago sales were $135.72MFor the next quarter, 4 analysts are estimating revenue of $157.98M. There is a high estimate of $161.96M for the next quarter, whereas the lowest estimate is $153.68M.
A total of 4 analysts have provided revenue estimates for OPFI’s current fiscal year. The highest revenue estimate was $598.9M, while the lowest revenue estimate was $597.5M, resulting in an average revenue estimate of $597.93M. In the same quarter a year ago, actual revenue was $525.96MBased on 4 analysts’ estimates, the company’s revenue will be $662.79M in the next fiscal year. The high estimate is $680.54M and the low estimate is $645.81M.
