In the journey to outperform the market, investors delve into the art of stock selection. Choosing the right stocks can be a powerful driver for wealth accumulation.
After finishing at $26.79 in the prior trading day, Chime Financial Inc (NASDAQ: CHYM) closed at $26.53, down -0.97%. In other words, the price has decreased by -$0.97 from its previous closing price. On the day, 2.76 million shares were traded. CHYM stock price reached its highest trading level at $26.73 during the session, while it also had its lowest trading level at $25.75.
Ratios:
Our goal is to gain a better understanding of CHYM by taking a closer look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 9.10 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 503.68. For the most recent quarter (mrq), Quick Ratio is recorded 4.94 and its Current Ratio is at 4.94. In the meantime, Its Debt-to-Equity ratio is 0.10 whereas as Long-Term Debt/Eq ratio is at 0.09.
Upgrades & Downgrades
In the most recent recommendation for this company, B. Riley Securities on December 11, 2025, initiated with a Buy rating and assigned the stock a target price of $35. On December 01, 2025, Goldman Upgraded its rating to Buy which previously was Neutral but kept the price unchanged to $27. On November 03, 2025, Jefferies started tracking the stock assigning a Hold rating and target price of $17.Jefferies initiated its Hold rating on November 03, 2025, with a $17 target price.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Dec 16 ’25 when Feuille James sold 7,229 shares for $24.82 per share. The transaction valued at 179,424 led to the insider holds 7,037,707 shares of the business.
CROSSLINK CROSSOVER FUND VII, bought 4,571 shares of CHYM for $113,431 on Dec 16 ’25. On Dec 16 ’25, another insider, CROSSLINK CROSSOVER FUND VI, L, who serves as the Director of the company, bought 7,229 shares for $24.82 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, CHYM now has a Market Capitalization of 9937554432 and an Enterprise Value of 8887557120. For the stock, the TTM Price-to-Sale (P/S) ratio is 5.06 while its Price-to-Book (P/B) ratio in mrq is 6.88. Its current Enterprise Value per Revenue stands at 4.303 whereas that against EBITDA is -14.748.
Stock Price History:
Over the past 52 weeks, CHYM has reached a high of $44.94, while it has fallen to a 52-week low of $16.17. The 50-Day Moving Average of the stock is 27.20%, while the 200-Day Moving Average is calculated to be 4.06%.
Shares Statistics:
The stock has traded on average 3.87M shares per day over the past 3-months and 4473680 shares per day over the last 10 days, according to various share statistics. A total of 342.24M shares are outstanding, with a floating share count of 185.63M. Insiders hold about 50.44% of the company’s shares, while institutions hold 30.24% stake in the company. Shares short for CHYM as of 1764288000 were 9976593 with a Short Ratio of 2.58, compared to 1761868800 on 9837441. Therefore, it implies a Short% of Shares Outstanding of 9976593 and a Short% of Float of 3.5999999999999996.
Earnings Estimates
. The current rating of Chime Financial Inc (CHYM) is the result of assessments by 1 analysts actively engaged in evaluating its market dynamics.The consensus estimate for the next quarter is $0.18, with high estimates of $0.18 and low estimates of $0.18.
Analysts are recommending an EPS of between $0.19 and $0.19 for the fiscal current year, implying an average EPS of $0.19. EPS for the following year is $0.8, with 1.0 analysts recommending between $0.8 and $0.8.
Revenue Estimates
For the next quarter, 12 analysts are estimating revenue of $630.51M. There is a high estimate of $676.4M for the next quarter, whereas the lowest estimate is $609M.
Based on 16 analysts’ estimates, the company’s revenue will be $2.62B in the next fiscal year. The high estimate is $2.86B and the low estimate is $2.53B.
