Analytical Lens: Exploring Two Harbors Investment Corp (TWO)’s Financial Story Through Ratios

Ulysses Smith

In the journey to outperform the market, investors delve into the art of stock selection. Choosing the right stocks can be a powerful driver for wealth accumulation.

The closing price of Two Harbors Investment Corp (NYSE: TWO) was $11.09 for the day, up 0.45% from the previous closing price of $11.04. In other words, the price has increased by $0.45 from its previous closing price. On the day, 1.53 million shares were traded. TWO stock price reached its highest trading level at $11.12 during the session, while it also had its lowest trading level at $10.98.

Ratios:

Our analysis of TWO’s different ratios will help us gain a deeper understanding of the company. For the most recent quarter (mrq), Quick Ratio is recorded 0.19 and its Current Ratio is at 0.19. In the meantime, Its Debt-to-Equity ratio is 4.76 whereas as Long-Term Debt/Eq ratio is at 0.74.

On October 03, 2024, Compass Point started tracking the stock assigning a Buy rating and target price of $15.75.

On August 16, 2024, Janney started tracking the stock assigning a Buy rating and target price of $15.Janney initiated its Buy rating on August 16, 2024, with a $15 target price.

Insider Transactions:

Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Dec 22 ’25 when Dellal William sold 7,087 shares for $11.44 per share. The transaction valued at 81,099 led to the insider holds 36,703 shares of the business.

Sandberg Rebecca B sold 27,370 shares of TWO for $312,787 on Dec 19 ’25. The Chief Legal Officer now owns 156,718 shares after completing the transaction at $11.43 per share. On Dec 19 ’25, another insider, RUSH ROBERT, who serves as the Chief Risk Officer of the company, sold 23,594 shares for $11.43 each. As a result, the insider received 269,561 and left with 98,207 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, TWO now has a Market Capitalization of 1155156480 and an Enterprise Value of 9130885120. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.20. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.45 while its Price-to-Book (P/B) ratio in mrq is 0.99. Its current Enterprise Value per Revenue stands at 17.157.

Stock Price History:

The Beta on a monthly basis for TWO is 1.22, which has changed by -0.055366278 over the last 52 weeks, in comparison to a change of 0.16098404 over the same period for the S&P500. Over the past 52 weeks, TWO has reached a high of $14.28, while it has fallen to a 52-week low of $9.30. The 50-Day Moving Average of the stock is 11.10%, while the 200-Day Moving Average is calculated to be 4.08%.

Shares Statistics:

TWO traded an average of 2.22M shares per day over the past three months and 5751070 shares per day over the past ten days. A total of 104.16M shares are outstanding, with a floating share count of 102.49M. Insiders hold about 0.95% of the company’s shares, while institutions hold 69.63% stake in the company. Shares short for TWO as of 1765756800 were 8838965 with a Short Ratio of 3.99, compared to 1763078400 on 9850119. Therefore, it implies a Short% of Shares Outstanding of 8838965 and a Short% of Float of 11.540000000000001.

Dividends & Splits

With its trailing 12-month dividend rate of 1.63, TWO has a forward annual dividend rate of 1.63. Against a Trailing Annual Dividend Yield of 0.14764492. The stock’s 5-year Average Dividend Yield is 14.22. The current Payout Ratio is 75.93% for TWO, which recently paid a dividend on 2025-10-03 with an ex-dividend date of 2026-01-05. Stock splits for the company last occurred on 2022-11-02 when the company split stock in a 1:4 ratio.

Earnings Estimates

. The current rating of Two Harbors Investment Corp (TWO) reflects the combined expertise of 8.0 analysts actively engaged in assessing its market performance.The consensus estimate for the next quarter is $0.35, with high estimates of $0.42 and low estimates of $0.28.

Analysts are recommending an EPS of between $1.72 and $1.18 for the fiscal current year, implying an average EPS of $1.32. EPS for the following year is $1.43, with 7.0 analysts recommending between $1.68 and $1.26.

Revenue Estimates

It is expected that $90B in revenue will be generated in. The current quarter, according to 7 analysts. It ranges from a high estimate of $13.7M to a low estimate of -$32M. As of. The current estimate, Two Harbors Investment Corp’s year-ago sales were -$34.89MFor the next quarter, 7 analysts are estimating revenue of -$18.06M. There is a high estimate of -$1.7M for the next quarter, whereas the lowest estimate is -$31.47M.

A total of 7 analysts have provided revenue estimates for TWO’s current fiscal year. The highest revenue estimate was -$49.7M, while the lowest revenue estimate was -$90.8M, resulting in an average revenue estimate of -$78.01M. In the same quarter a year ago, actual revenue was -$157.65MBased on 4 analysts’ estimates, the company’s revenue will be -$58.68M in the next fiscal year. The high estimate is -$7.7M and the low estimate is -$125.89M.

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