Those aiming for above-average market returns often engage in the meticulous process of stock picking. Choosing the right stocks can make a substantial difference in your wealth.
After finishing at $12.42 in the prior trading day, Heritage Commerce Corp (NASDAQ: HTBK) closed at $12.12, down -2.42%. In other words, the price has decreased by -$2.42 from its previous closing price. On the day, 0.73 million shares were traded. HTBK stock price reached its highest trading level at $12.44 during the session, while it also had its lowest trading level at $12.12.
Ratios:
Our goal is to gain a better understanding of HTBK by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.10 whereas as Long-Term Debt/Eq ratio is at 0.10.
Stephens Downgraded its Overweight to Equal-Weight on August 11, 2023, while the target price for the stock was maintained at $10.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Sep 09 ’25 when CABRAL BRUCE H sold 5,889 shares for $10.22 per share. The transaction valued at 60,186 led to the insider holds 30,308 shares of the business.
Bruce H. Cabral bought 5,889 shares of HTBK for $60,244 on Sep 09 ’25. On Aug 01 ’25, another insider, SA THOMAS A, who serves as the EVP/Chief Operating Officer of the company, bought 20,000 shares for $9.25 each. As a result, the insider paid 185,000 and bolstered with 20,000 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, HTBK now has a Market Capitalization of 743349376 and an Enterprise Value of 63433516. As of this moment, Heritage’s Price-to-Earnings (P/E) ratio for their current fiscal year is 17.25, and their Forward P/E ratio for the next fiscal year is 12.84. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.80. For the stock, the TTM Price-to-Sale (P/S) ratio is 2.79 while its Price-to-Book (P/B) ratio in mrq is 1.06. Its current Enterprise Value per Revenue stands at 0.338.
Stock Price History:
The Beta on a monthly basis for HTBK is 0.79, which has changed by 0.34561217 over the last 52 weeks, in comparison to a change of 0.17673707 over the same period for the S&P500. Over the past 52 weeks, HTBK has reached a high of $12.89, while it has fallen to a 52-week low of $8.09. The 50-Day Moving Average of the stock is 9.02%, while the 200-Day Moving Average is calculated to be 21.22%.
Shares Statistics:
The stock has traded on average 629.45K shares per day over the past 3-months and 1894350 shares per day over the last 10 days, according to various share statistics. A total of 61.28M shares are outstanding, with a floating share count of 59.25M. Insiders hold about 3.12% of the company’s shares, while institutions hold 78.85% stake in the company. Shares short for HTBK as of 1765756800 were 1650464 with a Short Ratio of 2.62, compared to 1763078400 on 907959. Therefore, it implies a Short% of Shares Outstanding of 1650464 and a Short% of Float of 2.77.
Dividends & Splits
In the trailing 12 months, HTBK’s forward annual dividend rate was 0.52, compared to 0.52 this year. Against a Trailing Annual Dividend Yield of 0.041867953. The stock’s 5-year Average Dividend Yield is 5.17. The current Payout Ratio is 78.94% for HTBK, which recently paid a dividend on 2025-11-06 with an ex-dividend date of 2025-11-06. Stock splits for the company last occurred on 2000-02-03 when the company split stock in a 11:10 ratio.
Earnings Estimates
A comprehensive evaluation of Heritage Commerce Corp (HTBK) is underway, with the input of 5.0 analysts contributing to its current rating.The consensus estimate for the next quarter is $0.21, with high estimates of $0.22 and low estimates of $0.2.
Analysts are recommending an EPS of between $0.89 and $0.86 for the fiscal current year, implying an average EPS of $0.87. EPS for the following year is $0.94, with 5.0 analysts recommending between $0.96 and $0.92.
Revenue Estimates
4 analysts predict $50.78M in revenue for. The current quarter. It ranges from a high estimate of $50.9M to a low estimate of $50.68M. As of. The current estimate, Heritage Commerce Corp’s year-ago sales were $46.37MFor the next quarter, 4 analysts are estimating revenue of $50.13M. There is a high estimate of $50.4M for the next quarter, whereas the lowest estimate is $49.84M.
A total of 4 analysts have provided revenue estimates for HTBK’s current fiscal year. The highest revenue estimate was $194.9M, while the lowest revenue estimate was $194M, resulting in an average revenue estimate of $194.47M. In the same quarter a year ago, actual revenue was $172.4MBased on 4 analysts’ estimates, the company’s revenue will be $207.85M in the next fiscal year. The high estimate is $208.4M and the low estimate is $206.19M.
