Metric Deep Dive: Understanding LendingClub Corp (LC) Through its Ratios

Kiel Thompson

In the pursuit of market outperformance, investors navigate the landscape of stock selection. The right picks can play a pivotal role in enhancing your wealth.

After finishing at $19.52 in the prior trading day, LendingClub Corp (NYSE: LC) closed at $19.26, down -1.33%. In other words, the price has decreased by -$1.33 from its previous closing price. On the day, 1.02 million shares were traded. LC stock price reached its highest trading level at $19.5948 during the session, while it also had its lowest trading level at $19.24.

Ratios:

Our goal is to gain a better understanding of LC by taking a closer look at its different ratios. For the most recent quarter (mrq), Quick Ratio is recorded 8.67 and its Current Ratio is at 8.67. In the meantime, Its Debt-to-Equity ratio is 0.04 whereas as Long-Term Debt/Eq ratio is at 0.03.

On October 23, 2025, JP Morgan Upgraded its rating to Overweight which previously was Neutral but kept the price unchanged to $22.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Dec 22 ’25 when ARMSTRONG ANNIE sold 1,333 shares for $20.02 per share. The transaction valued at 26,681 led to the insider holds 367,026 shares of the business.

ARMSTRONG ANNIE sold 5,333 shares of LC for $100,435 on Dec 17 ’25. The Chief Risk Officer now owns 368,359 shares after completing the transaction at $18.83 per share. On Dec 11 ’25, another insider, ARMSTRONG ANNIE, who serves as the Chief Risk Officer of the company, sold 5,332 shares for $20.00 each. As a result, the insider received 106,640 and left with 373,692 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, LC now has a Market Capitalization of 2220705792 and an Enterprise Value of 1412448768. As of this moment, LendingClub’s Price-to-Earnings (P/E) ratio for their current fiscal year is 21.67, and their Forward P/E ratio for the next fiscal year is 12.04. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.17. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.57 while its Price-to-Book (P/B) ratio in mrq is 1.52. Its current Enterprise Value per Revenue stands at 1.09 whereas that against EBITDA is 6.923.

Stock Price History:

The Beta on a monthly basis for LC is 2.09, which has changed by 0.21016741 over the last 52 weeks, in comparison to a change of 0.17673707 over the same period for the S&P500. Over the past 52 weeks, LC has reached a high of $20.94, while it has fallen to a 52-week low of $7.90. The 50-Day Moving Average of the stock is 5.68%, while the 200-Day Moving Average is calculated to be 35.29%.

Shares Statistics:

The stock has traded on average 1.86M shares per day over the past 3-months and 1535360 shares per day over the last 10 days, according to various share statistics. A total of 115.30M shares are outstanding, with a floating share count of 111.89M. Insiders hold about 2.96% of the company’s shares, while institutions hold 84.51% stake in the company. Shares short for LC as of 1765756800 were 3759392 with a Short Ratio of 2.03, compared to 1763078400 on 5875384. Therefore, it implies a Short% of Shares Outstanding of 3759392 and a Short% of Float of 3.35.

Earnings Estimates

A detailed examination of LendingClub Corp (LC) is currently in progress, with 9.0 analysts providing valuable insights into its market dynamics.The consensus estimate for the next quarter is $0.31, with high estimates of $0.42 and low estimates of $0.22.

Analysts are recommending an EPS of between $1.23 and $1.11 for the fiscal current year, implying an average EPS of $1.15. EPS for the following year is $1.61, with 9.0 analysts recommending between $1.9 and $1.5.

Revenue Estimates

11 analysts predict $262.87M in revenue for. The current quarter. It ranges from a high estimate of $269.8M to a low estimate of $256.6M. As of. The current estimate, LendingClub Corp’s year-ago sales were $217.2MFor the next quarter, 11 analysts are estimating revenue of $264.59M. There is a high estimate of $277.9M for the next quarter, whereas the lowest estimate is $240.3M.

A total of 11 analysts have provided revenue estimates for LC’s current fiscal year. The highest revenue estimate was $1B, while the lowest revenue estimate was $988.6M, resulting in an average revenue estimate of $994.68M. In the same quarter a year ago, actual revenue was $787.01MBased on 11 analysts’ estimates, the company’s revenue will be $1.16B in the next fiscal year. The high estimate is $1.21B and the low estimate is $1.12B.

DwinneX
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.