Investors with the goal of beating the broader market often turn to stock selection. Strategic choices in individual stocks can have a profound impact on your wealth.
The price of Yiren Digital Ltd ADR (NYSE: YRD) closed at $3.7 in the last session, down -0.80% from day before closing price of $3.73. In other words, the price has decreased by -$0.80 from its previous closing price. On the day, 84927.0 shares were traded. YRD stock price reached its highest trading level at $3.72 during the session, while it also had its lowest trading level at $3.635.
Ratios:
We take a closer look at YRD’s different ratios to gain a better understanding of the stock. For the most recent quarter (mrq), Quick Ratio is recorded 3.54 and its Current Ratio is at 3.54. In the meantime, Its Debt-to-Equity ratio is 0.01 whereas as Long-Term Debt/Eq ratio is at 0.00.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Dec 10 ’25 when Yang Bin Maggie bought 15,000 shares for $4.36 per share.
Sun Hanhui bought 29,000 shares of YRD for $174,870 on Sep 22 ’25. On Aug 26 ’25, another insider, Yang Bin Maggie, who serves as the Officer of the company, bought 25,000 shares for $6.16 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, YRD now has a Market Capitalization of 321657824 and an Enterprise Value of -3168574464. As of this moment, Yiren’s Price-to-Earnings (P/E) ratio for their current fiscal year is 1.85. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.37 while its Price-to-Book (P/B) ratio in mrq is 0.22. Its current Enterprise Value per Revenue stands at -0.51 whereas that against EBITDA is -1.187.
Stock Price History:
The Beta on a monthly basis for YRD is 0.87, which has changed by -0.23092782 over the last 52 weeks, in comparison to a change of 0.17511821 over the same period for the S&P500. Over the past 52 weeks, YRD has reached a high of $8.74, while it has fallen to a 52-week low of $3.71. The 50-Day Moving Average of the stock is -23.00%, while the 200-Day Moving Average is calculated to be -36.83%.
Shares Statistics:
According to the various share statistics, YRD traded on average about 77.47K shares per day over the past 3-months and 83530 shares per day over the past 10 days. Shares short for YRD as of 1765756800 were 36807 with a Short Ratio of 0.48, compared to 1763078400 on 40241. Therefore, it implies a Short% of Shares Outstanding of 36807 and a Short% of Float of 0.25.






