Investors with the goal of beating the broader market often turn to stock selection. Strategic choices in individual stocks can have a profound impact on your wealth.
In the latest session, U.S. Bancorp (NYSE: USB) closed at $54.05 down -0.63% from its previous closing price of $54.39. In other words, the price has decreased by -$0.63 from its previous closing price. On the day, 15.73 million shares were traded. USB stock price reached its highest trading level at $54.69 during the session, while it also had its lowest trading level at $53.63.
Ratios:
For a deeper understanding of U.S. Bancorp’s stock, let’s take a closer look at its various ratios. In the meantime, Its Debt-to-Equity ratio is 1.23 whereas as Long-Term Debt/Eq ratio is at 0.99.
On October 23, 2025, Deutsche Bank Upgraded its rating to Buy which previously was Hold but kept the price unchanged to $52.50.
Morgan Stanley Downgraded its Overweight to Equal-Weight on September 29, 2025, while the target price for the stock was maintained at $56.
Insider Transactions:
Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Oct 20 ’25 when CHOSY JAMES L sold 26,909 shares for $46.86 per share. The transaction valued at 1,261,010 led to the insider holds 226,375 shares of the business.
CECERE ANDREW sold 140,445 shares of USB for $6,508,924 on Oct 20 ’25. The Executive Chairman now owns 1,360,414 shares after completing the transaction at $46.34 per share. On Oct 20 ’25, another insider, CHOSY JAMES L, who serves as the Officer of the company, bought 26,909 shares for $46.86 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, USB now has a Market Capitalization of 84112039936 and an Enterprise Value of 102071164928. As of this moment, U.S.’s Price-to-Earnings (P/E) ratio for their current fiscal year is 12.37, and their Forward P/E ratio for the next fiscal year is 10.91. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.83. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.96 while its Price-to-Book (P/B) ratio in mrq is 1.49. Its current Enterprise Value per Revenue stands at 3.924.
Stock Price History:
The Beta on a monthly basis for USB is 1.08, which has changed by 0.068565845 over the last 52 weeks, in comparison to a change of 0.1726681 over the same period for the S&P500. Over the past 52 weeks, USB has reached a high of $56.19, while it has fallen to a 52-week low of $35.18. The 50-Day Moving Average of the stock is 5.92%, while the 200-Day Moving Average is calculated to be 16.16%.
Shares Statistics:
For the past three months, USB has traded an average of 8.88M shares per day and 8759900 over the past ten days. A total of 1.56B shares are outstanding, with a floating share count of 1.55B. Insiders hold about 0.23% of the company’s shares, while institutions hold 80.70% stake in the company. Shares short for USB as of 1767139200 were 20737185 with a Short Ratio of 2.34, compared to 1764288000 on 20425360. Therefore, it implies a Short% of Shares Outstanding of 20737185 and a Short% of Float of 1.34000005.
Dividends & Splits
According to the company, the forward annual dividend rate for USB is 2.04, from 2.02 in the trailing year. Against a Trailing Annual Dividend Yield of 0.03713918. The stock’s 5-year Average Dividend Yield is 4.16. The current Payout Ratio is 52.31% for USB, which recently paid a dividend on 2025-12-31 with an ex-dividend date of 2025-12-31. Stock splits for the company last occurred on 1999-04-16 when the company split stock in a 3:1 ratio.
Earnings Estimates
A detailed examination of U.S. Bancorp (USB) is currently in progress, with 18.0 analysts providing valuable insights into its market dynamics.The consensus estimate for the next quarter is $1.08, with high estimates of $1.12 and low estimates of $1.04.
Analysts are recommending an EPS of between $4.6 and $4.51 for the fiscal current year, implying an average EPS of $4.55. EPS for the following year is $4.92, with 21.0 analysts recommending between $5.02 and $4.65.
Revenue Estimates
A total of 11 analysts believe the company’s revenue will be $7.32B this quarter.It ranges from a high estimate of $7.37B to a low estimate of $7.28B. As of. The current estimate, U.S. Bancorp’s year-ago sales were $6.98BFor the next quarter, 11 analysts are estimating revenue of $7.23B. There is a high estimate of $7.3B for the next quarter, whereas the lowest estimate is $7.18B.
A total of 8 analysts have provided revenue estimates for USB’s current fiscal year. The highest revenue estimate was $28.66B, while the lowest revenue estimate was $28.57B, resulting in an average revenue estimate of $28.62B. In the same quarter a year ago, actual revenue was $27.34BBased on 12 analysts’ estimates, the company’s revenue will be $30.06B in the next fiscal year. The high estimate is $30.35B and the low estimate is $29.84B.
