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Synchrony Financial (NYSE: SYF) closed the day trading at $78.06 down -1.97% from the previous closing price of $79.63. In other words, the price has decreased by -$1.97 from its previous closing price. On the day, 6.4 million shares were traded. SYF stock price reached its highest trading level at $80.01 during the session, while it also had its lowest trading level at $77.955.
Ratios:
For a better understanding of SYF, let’s look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 1.73 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 2.88. For the most recent quarter (mrq), Quick Ratio is recorded 2.90 and its Current Ratio is at 2.90. In the meantime, Its Debt-to-Equity ratio is 0.85 whereas as Long-Term Debt/Eq ratio is at 0.85.
On December 05, 2025, Robert W. Baird Downgraded its rating to Neutral which previously was Outperform but kept the price unchanged to $82.
HSBC Securities Upgraded its Hold to Buy on October 10, 2025, while the target price for the stock was maintained at $81.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Nov 17 ’25 when MOTHNER JONATHAN S sold 32,000 shares for $72.80 per share. The transaction valued at 2,329,600 led to the insider holds 127,100 shares of the business.
MOTHNER JONATHAN S bought 32,000 shares of SYF for $2,329,600 on Nov 17 ’25. On Nov 03 ’25, another insider, Owens Darrell, who serves as the insider of the company, sold 2,989 shares for $74.02 each. As a result, the insider received 221,246 and left with 16,096 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SYF now has a Market Capitalization of 29042810880 and an Enterprise Value of 27522955264. As of this moment, Synchrony’s Price-to-Earnings (P/E) ratio for their current fiscal year is 8.53, and their Forward P/E ratio for the next fiscal year is 8.39. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.50. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.46 while its Price-to-Book (P/B) ratio in mrq is 1.77. Its current Enterprise Value per Revenue stands at 2.854.
Stock Price History:
The Beta on a monthly basis for SYF is 1.42, which has changed by 0.1691382 over the last 52 weeks, in comparison to a change of 0.1726681 over the same period for the S&P500. Over the past 52 weeks, SYF has reached a high of $88.77, while it has fallen to a 52-week low of $40.54. The 50-Day Moving Average of the stock is -2.10%, while the 200-Day Moving Average is calculated to be 13.30%.
Shares Statistics:
Over the past 3-months, SYF traded about 3.39M shares per day on average, while over the past 10 days, SYF traded about 2974080 shares per day. A total of 360.14M shares are outstanding, with a floating share count of 358.45M. Insiders hold about 0.48% of the company’s shares, while institutions hold 106.07% stake in the company. Shares short for SYF as of 1767139200 were 16633689 with a Short Ratio of 4.91, compared to 1764288000 on 19152016. Therefore, it implies a Short% of Shares Outstanding of 16633689 and a Short% of Float of 6.36.
Dividends & Splits
SYF’s forward annual dividend rate is 1.15, up from 1.1 a year ago. Against a Trailing Annual Dividend Yield of 0.01381389. The stock’s 5-year Average Dividend Yield is 2.22.
Earnings Estimates
. The current market rating for Synchrony Financial (SYF) reflects the collective analysis of 16.0 analysts closely monitoring its performance.The consensus estimate for the next quarter is $2.13, with high estimates of $2.56 and low estimates of $1.33.
Analysts are recommending an EPS of between $9.6 and $8.95 for the fiscal current year, implying an average EPS of $9.31. EPS for the following year is $9.33, with 18.0 analysts recommending between $9.75 and $8.94.
Revenue Estimates
11 analysts predict $3.82B in revenue. The current quarter. It ranges from a high estimate of $3.89B to a low estimate of $3.71B. As of. The current estimate, Synchrony Financial’s year-ago sales were $3.8BFor the next quarter, 11 analysts are estimating revenue of $3.79B. There is a high estimate of $3.85B for the next quarter, whereas the lowest estimate is $3.73B.
A total of 15 analysts have provided revenue estimates for SYF’s current fiscal year. The highest revenue estimate was $15.08B, while the lowest revenue estimate was $14.5B, resulting in an average revenue estimate of $14.97B. In the same quarter a year ago, actual revenue was $16.12BBased on 16 analysts’ estimates, the company’s revenue will be $15.5B in the next fiscal year. The high estimate is $15.83B and the low estimate is $14.85B.
