Metric Deep Dive: Understanding Principal Financial Group Inc (PFG) Through its Ratios

Kiel Thompson

Investors seeking to outperform the market often focus on hand-picking stocks. Selecting the right ones has proven to be a key factor in boosting wealth.

After finishing at $90.2 in the prior trading day, Principal Financial Group Inc (NASDAQ: PFG) closed at $89.02, down -1.31%. In other words, the price has decreased by -$1.31 from its previous closing price. On the day, 1.21 million shares were traded. PFG stock price reached its highest trading level at $90.517 during the session, while it also had its lowest trading level at $88.835.

Ratios:

Our goal is to gain a better understanding of PFG by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.34 whereas as Long-Term Debt/Eq ratio is at 0.34.

On October 23, 2025, Morgan Stanley Upgraded its rating to Equal-Weight which previously was Underweight but kept the price unchanged to $81.

On January 23, 2025, BMO Capital Markets started tracking the stock assigning a Market Perform rating and target price of $93.BMO Capital Markets initiated its Market Perform rating on January 23, 2025, with a $93 target price.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Jan 08 ’26 when STRABLE-SOETHOUT DEANNA D sold 300 shares for $92.50 per share. The transaction valued at 27,750 led to the insider holds 62,252 shares of the business.

DWIGHT SOETHOUT bought 300 shares of PFG for $27,264 on Jan 08 ’26. On Dec 18 ’25, another insider, DEANNA STRABLE-SOETHOUT, who serves as the Officer of the company, bought 68,040 shares for $89.37 each.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, PFG now has a Market Capitalization of 19830847488 and an Enterprise Value of 17643046912. As of this moment, Principal’s Price-to-Earnings (P/E) ratio for their current fiscal year is 12.96, and their Forward P/E ratio for the next fiscal year is 9.47. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.68. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.24 while its Price-to-Book (P/B) ratio in mrq is 1.68. Its current Enterprise Value per Revenue stands at 1.117 whereas that against EBITDA is 8.11.

Stock Price History:

The Beta on a monthly basis for PFG is 0.90, which has changed by 0.12637365 over the last 52 weeks, in comparison to a change of 0.1726681 over the same period for the S&P500. Over the past 52 weeks, PFG has reached a high of $92.51, while it has fallen to a 52-week low of $68.39. The 50-Day Moving Average of the stock is 2.56%, while the 200-Day Moving Average is calculated to be 10.12%.

Shares Statistics:

The stock has traded on average 1.24M shares per day over the past 3-months and 962980 shares per day over the last 10 days, according to various share statistics. A total of 220.52M shares are outstanding, with a floating share count of 218.15M. Insiders hold about 0.70% of the company’s shares, while institutions hold 74.71% stake in the company. Shares short for PFG as of 1767139200 were 4934107 with a Short Ratio of 3.98, compared to 1764288000 on 4971530. Therefore, it implies a Short% of Shares Outstanding of 4934107 and a Short% of Float of 2.5899999.

Dividends & Splits

In the trailing 12 months, PFG’s forward annual dividend rate was 3.02, compared to 3.08 this year. Against a Trailing Annual Dividend Yield of 0.033481155. The stock’s 5-year Average Dividend Yield is 3.47.

Earnings Estimates

Principal Financial Group Inc (PFG) is currently under the scrutiny of 11.0 analysts, each contributing to the ongoing evaluation of its stock.The consensus estimate for the next quarter is $2.1, with high estimates of $2.26 and low estimates of $1.95.

Analysts are recommending an EPS of between $8.36 and $8.2 for the fiscal current year, implying an average EPS of $8.3. EPS for the following year is $9.38, with 11.0 analysts recommending between $9.66 and $9.25.

Revenue Estimates

2 analysts predict $4.17B in revenue. The current quarter. It ranges from a high estimate of $4.2B to a low estimate of $4.14B. As of. The current estimate, Principal Financial Group Inc’s year-ago sales were $4.08BFor the next quarter, 2 analysts are estimating revenue of $4.27B. There is a high estimate of $4.27B for the next quarter, whereas the lowest estimate is $4.27B.

A total of 4 analysts have provided revenue estimates for PFG’s current fiscal year. The highest revenue estimate was $15.8B, while the lowest revenue estimate was $15.68B, resulting in an average revenue estimate of $15.75B. In the same quarter a year ago, actual revenue was $15.63BBased on 4 analysts’ estimates, the company’s revenue will be $17.1B in the next fiscal year. The high estimate is $17.31B and the low estimate is $16.74B.

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