Analytical Lens: Exploring Northrim Bancorp, Inc (NRIM)’s Financial Story Through Ratios

Ulysses Smith

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The closing price of Northrim Bancorp, Inc (NASDAQ: NRIM) was $25.25 for the day, down -14.95% from the previous closing price of $29.69. In other words, the price has decreased by -$14.95 from its previous closing price. On the day, 0.56 million shares were traded. NRIM stock price reached its highest trading level at $29.0771 during the session, while it also had its lowest trading level at $24.52.

Ratios:

Our analysis of NRIM’s different ratios will help us gain a deeper understanding of the company. In the meantime, Its Debt-to-Equity ratio is 0.27 whereas as Long-Term Debt/Eq ratio is at 0.27.

Upgrades & Downgrades

In the most recent recommendation for this company, Hovde Group on October 24, 2025, Reiterated its Outperform rating but revised its target price to $33 from $28 previously.

On April 28, 2025, Hovde Group reiterated its Outperform rating and also lowered its target price recommendation from $99 to $104.

On December 20, 2024, Hovde Group started tracking the stock assigning a Outperform rating and target price of $96.50.Hovde Group initiated its Outperform rating on December 20, 2024, with a $96.50 target price.

Insider Transactions:

Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Dec 10 ’25 when Thomas Linda C bought 800 shares for $24.95 per share. The transaction valued at 19,960 led to the insider holds 5,488 shares of the business.

HEGNA SHAUNA bought 1,186 shares of NRIM for $29,942 on Dec 09 ’25. The Director now owns 1,638 shares after completing the transaction at $25.25 per share. On Dec 09 ’25, another insider, McCambridge David J, who serves as the Director of the company, bought 1,150 shares for $24.87 each. As a result, the insider paid 28,600 and bolstered with 41,598 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, NRIM now has a Market Capitalization of 557789376 and an Enterprise Value of 500082848. As of this moment, Northrim’s Price-to-Earnings (P/E) ratio for their current fiscal year is 8.79, and their Forward P/E ratio for the next fiscal year is 7.79. For the stock, the TTM Price-to-Sale (P/S) ratio is 2.18 while its Price-to-Book (P/B) ratio in mrq is 1.71. Its current Enterprise Value per Revenue stands at 2.394.

Stock Price History:

The Beta on a monthly basis for NRIM is 0.97, which has changed by 0.2132132 over the last 52 weeks, in comparison to a change of 0.15024745 over the same period for the S&P500. Over the past 52 weeks, NRIM has reached a high of $30.82, while it has fallen to a 52-week low of $16.17. The 50-Day Moving Average of the stock is -3.63%, while the 200-Day Moving Average is calculated to be 10.07%.

Shares Statistics:

NRIM traded an average of 139.26K shares per day over the past three months and 205690 shares per day over the past ten days. A total of 22.11M shares are outstanding, with a floating share count of 21.49M. Insiders hold about 2.70% of the company’s shares, while institutions hold 71.78% stake in the company. Shares short for NRIM as of 1767139200 were 331884 with a Short Ratio of 2.38, compared to 1764288000 on 444725. Therefore, it implies a Short% of Shares Outstanding of 331884 and a Short% of Float of 1.55.

Dividends & Splits

With its trailing 12-month dividend rate of 0.64, NRIM has a forward annual dividend rate of 0.64. Against a Trailing Annual Dividend Yield of 0.02155608. The stock’s 5-year Average Dividend Yield is 3.76. The current Payout Ratio is 22.30% for NRIM, which recently paid a dividend on 2025-12-18 with an ex-dividend date of 2025-12-18. Stock splits for the company last occurred on 2025-09-23 when the company split stock in a 4:1 ratio.

Earnings Estimates

. The current rating of Northrim Bancorp, Inc (NRIM) reflects the combined expertise of 2.0 analysts actively engaged in assessing its market performance.The consensus estimate for the next quarter is $0.69, with high estimates of $0.75 and low estimates of $0.63.

Analysts are recommending an EPS of between $3.02 and $2.6 for the fiscal current year, implying an average EPS of $2.81. EPS for the following year is $3.24, with 1.0 analysts recommending between $3.24 and $3.24.

Revenue Estimates

It is expected that $90B in revenue will be generated in. The current quarter, according to 1 analysts. It ranges from a high estimate of $53.4M to a low estimate of $53.4M. The current estimate, Northrim Bancorp, Inc’s year-ago sales were $45.88MFor the next quarter, 1 analysts are estimating revenue of $56M. There is a high estimate of $56M for the next quarter, whereas the lowest estimate is $56M.

A total of 1 analysts have provided revenue estimates for NRIM’s current fiscal year. The highest revenue estimate was $225.5M, while the lowest revenue estimate was $225.5M, resulting in an average revenue estimate of $225.5M. In the same quarter a year ago, actual revenue was $212.81MBased on 1 analysts’ estimates, the company’s revenue will be $241.8M in the next fiscal year. The high estimate is $241.8M and the low estimate is $241.8M.

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