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The price of Old Second Bancorporation Inc (NASDAQ: OSBC) closed at $19.9 in the last session, down -6.40% from day before closing price of $21.26. In other words, the price has decreased by -$6.40 from its previous closing price. On the day, 0.6 million shares were traded. OSBC stock price reached its highest trading level at $21.08 during the session, while it also had its lowest trading level at $19.86.
Ratios:
We take a closer look at OSBC’s different ratios to gain a better understanding of the stock. In the meantime, Its Debt-to-Equity ratio is 0.38 whereas as Long-Term Debt/Eq ratio is at 0.11.
Upgrades & Downgrades
In the most recent recommendation for the company, DA Davidson on September 25, 2024, Downgraded its rating to Neutral and sets its target price to $17 from $19 previously.
On September 17, 2024, Raymond James Downgraded its rating to Outperform which previously was Strong Buy and also lowered its target price recommendation from $19 to $18.
Raymond James Upgraded its Outperform to Strong Buy on April 04, 2024, while the target price for the stock was maintained at $17.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Jan 15 ’26 when Ladowicz John sold 4,762 shares for $20.95 per share. The transaction valued at 99,756 led to the insider holds 144,892 shares of the business.
Ladowicz John sold 12,500 shares of OSBC for $250,000 on Dec 09 ’25. The Director now owns 149,654 shares after completing the transaction at $20.00 per share. On Nov 26 ’25, another insider, Ladowicz John, who serves as the Director of the company, sold 13,150 shares for $19.01 each. As a result, the insider received 249,991 and left with 162,154 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, OSBC now has a Market Capitalization of 1048117568 and an Enterprise Value of 1263012608. As of this moment, Old’s Price-to-Earnings (P/E) ratio for their current fiscal year is 12.18, and their Forward P/E ratio for the next fiscal year is 8.78. For the stock, the TTM Price-to-Sale (P/S) ratio is 2.61 while its Price-to-Book (P/B) ratio in mrq is 1.17. Its current Enterprise Value per Revenue stands at 4.057.
Stock Price History:
The Beta on a monthly basis for OSBC is 0.81, which has changed by 0.053467393 over the last 52 weeks, in comparison to a change of 0.15024745 over the same period for the S&P500. Over the past 52 weeks, OSBC has reached a high of $22.00, while it has fallen to a 52-week low of $14.14. The 50-Day Moving Average of the stock is 1.15%, while the 200-Day Moving Average is calculated to be 11.03%.
Shares Statistics:
According to the various share statistics, OSBC traded on average about 330.71K shares per day over the past 3-months and 436410 shares per day over the past 10 days. A total of 52.67M shares are outstanding, with a floating share count of 49.63M. Insiders hold about 5.77% of the company’s shares, while institutions hold 66.68% stake in the company. Shares short for OSBC as of 1767139200 were 948028 with a Short Ratio of 2.87, compared to 1764288000 on 1154177. Therefore, it implies a Short% of Shares Outstanding of 948028 and a Short% of Float of 1.8599999999999999.
Dividends & Splits
The forward annual dividend rate for OSBC is 0.25, which was 0.25 in the trailing 12 months. Against a Trailing Annual Dividend Yield of 0.011759172. The stock’s 5-year Average Dividend Yield is 1.25. The current Payout Ratio is 15.43% for OSBC, which recently paid a dividend on 2025-10-31 with an ex-dividend date of 2026-01-30. Stock splits for the company last occurred on 2004-07-29 when the company split stock in a 2:1 ratio.
Earnings Estimates
The stock of Old Second Bancorporation Inc (OSBC) is currently in the spotlight, with 6.0 analysts actively rating and assessing its market standing.The consensus estimate for the next quarter is $0.54, with high estimates of $0.56 and low estimates of $0.51.
Analysts are recommending an EPS of between $2.2 and $2.1 for the fiscal current year, implying an average EPS of $2.15. EPS for the following year is $2.27, with 5.0 analysts recommending between $2.35 and $2.18.
Revenue Estimates
According to 5 analysts,. The current quarter’s revenue is expected to be $80.62M. It ranges from a high estimate of $81.1M to a low estimate of $80M. The current estimate, Old Second Bancorporation Inc’s year-ago sales were $63.25MFor the next quarter, 5 analysts are estimating revenue of $82.17M. There is a high estimate of $83.1M for the next quarter, whereas the lowest estimate is $81.13M.
A total of 4 analysts have provided revenue estimates for OSBC’s current fiscal year. The highest revenue estimate was $332.7M, while the lowest revenue estimate was $325.57M, resulting in an average revenue estimate of $329.32M. In the same quarter a year ago, actual revenue was $292.96MBased on 5 analysts’ estimates, the company’s revenue will be $341.38M in the next fiscal year. The high estimate is $346.7M and the low estimate is $331.42M.
