Investors aiming for above-average returns often turn to the practice of stock picking. Skillful choices in individual stocks can be a catalyst for substantial wealth growth.
In the latest session, First Internet Bancorp (NASDAQ: INBK) closed at $20.6 down -0.87% from its previous closing price of $20.78. In other words, the price has decreased by -$0.87 from its previous closing price. On the day, 66715.0 shares were traded. INBK stock price reached its highest trading level at $20.93 during the session, while it also had its lowest trading level at $20.38.
Ratios:
For a deeper understanding of First Internet Bancorp’s stock, let’s take a closer look at its various ratios. In the meantime, Its Debt-to-Equity ratio is 1.01 whereas as Long-Term Debt/Eq ratio is at 1.01.
Upgrades & Downgrades
In the most recent recommendation for this company, Hovde Group on October 24, 2025, Reiterated its Outperform rating but revised its target price to $26 from $29 previously.
On July 28, 2025, Hovde Group reiterated its Outperform rating and also upped its target price recommendation from $32 to $29.
Hovde Group reiterated its Outperform rating for the stock on April 25, 2025, while the target price for the stock was revised from $39 to $28.
Insider Transactions:
Additionally, insider trades can be beneficial to investors who want to learn what the management thinks about stock prices in the future. A recent insider transaction in this stock occurred on Nov 17 ’25 when Lorch Nicole S. bought 2,000 shares for $17.96 per share. The transaction valued at 35,920 led to the insider holds 70,206 shares of the business.
Dee Ann C. bought 1,110 shares of INBK for $19,913 on Oct 30 ’25. The Director now owns 17,070 shares after completing the transaction at $17.94 per share. On Oct 28 ’25, another insider, KEACH JOHN K JR, who serves as the Director of the company, bought 2,000 shares for $19.34 each. As a result, the insider paid 38,680 and bolstered with 37,046 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, INBK now has a Market Capitalization of 179489760 and an Enterprise Value of -253429456. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.18. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.55 while its Price-to-Book (P/B) ratio in mrq is 0.51. Its current Enterprise Value per Revenue stands at -5.423.
Stock Price History:
The Beta on a monthly basis for INBK is 0.82, which has changed by -0.444682 over the last 52 weeks, in comparison to a change of 0.14446163 over the same period for the S&P500. Over the past 52 weeks, INBK has reached a high of $37.50, while it has fallen to a 52-week low of $17.05. The 50-Day Moving Average of the stock is 4.55%, while the 200-Day Moving Average is calculated to be -11.21%.
Shares Statistics:
For the past three months, INBK has traded an average of 69.16K shares per day and 55720 over the past ten days. A total of 8.71M shares are outstanding, with a floating share count of 7.49M. Insiders hold about 13.92% of the company’s shares, while institutions hold 66.27% stake in the company. Shares short for INBK as of 1764288000 were 87804 with a Short Ratio of 1.52, compared to 1761868800 on 83406. Therefore, it implies a Short% of Shares Outstanding of 87804 and a Short% of Float of 1.2200001.
Dividends & Splits
According to the company, the forward annual dividend rate for INBK is 0.24, from 0.24 in the trailing year. Against a Trailing Annual Dividend Yield of 0.011549566. The stock’s 5-year Average Dividend Yield is 0.89. The current Payout Ratio is 8.32% for INBK, which recently paid a dividend on 2025-09-30 with an ex-dividend date of 2025-12-31. Stock splits for the company last occurred on 2013-06-24 when the company split stock in a 15:10 ratio.
Earnings Estimates
. The current market rating for First Internet Bancorp (INBK) reflects the collective analysis of 4.0 analysts closely monitoring its performance.The consensus estimate for the next quarter is $0.78, with high estimates of $0.93 and low estimates of $0.56.
Analysts are recommending an EPS of between -$0.21 and -$1.07 for the fiscal current year, implying an average EPS of -$0.67. EPS for the following year is $4.0, with 4.0 analysts recommending between $4.4 and $3.42.
Revenue Estimates
A total of 4 analysts believe the company’s revenue will be $32.8M this quarter.It ranges from a high estimate of $33.2M to a low estimate of $32.2M. As of. The current estimate, First Internet Bancorp’s year-ago sales were $24.7MFor the next quarter, 4 analysts are estimating revenue of $34.13M. There is a high estimate of $35.3M for the next quarter, whereas the lowest estimate is $33.1M.
A total of 4 analysts have provided revenue estimates for INBK’s current fiscal year. The highest revenue estimate was $120.1M, while the lowest revenue estimate was $119.2M, resulting in an average revenue estimate of $119.72M. In the same quarter a year ago, actual revenue was $92.03MBased on 4 analysts’ estimates, the company’s revenue will be $147.25M in the next fiscal year. The high estimate is $153M and the low estimate is $138.6M.
