Investors on the quest for market-beating returns often employ the strategy of stock picking. Making informed choices in stocks can greatly amplify your wealth.
After finishing at $22.98 in the prior trading day, Civista Bancshares Inc (NASDAQ: CIVB) closed at $23.02, up 0.17%. In other words, the price has increased by $0.17 from its previous closing price. On the day, 52470.0 shares were traded. CIVB stock price reached its highest trading level at $23.225 during the session, while it also had its lowest trading level at $22.86.
Ratios:
Our goal is to gain a better understanding of CIVB by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.69 whereas as Long-Term Debt/Eq ratio is at 0.22.
On August 18, 2025, Hovde Group Downgraded its rating to Market Perform which previously was Outperform but kept the price unchanged to $22.
Hovde Group Upgraded its Market Perform to Outperform on October 30, 2024, while the target price for the stock was maintained at $22.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Nov 18 ’25 when Weaks Nathan E bought 1,000 shares for $21.49 per share. The transaction valued at 21,490 led to the insider holds 11,283 shares of the business.
Weaks Nathan E bought 500 shares of CIVB for $9,925 on Aug 21 ’25. The Subsidiary Director now owns 10,283 shares after completing the transaction at $19.85 per share. On Aug 18 ’25, another insider, Weaks Nathan E, who serves as the Subsidiary Director of the company, bought 500 shares for $19.95 each. As a result, the insider paid 9,975 and bolstered with 9,783 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, CIVB now has a Market Capitalization of 444582496 and an Enterprise Value of 728063488. As of this moment, Civista’s Price-to-Earnings (P/E) ratio for their current fiscal year is 8.60, and their Forward P/E ratio for the next fiscal year is 8.79. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.69. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.77 while its Price-to-Book (P/B) ratio in mrq is 0.89. Its current Enterprise Value per Revenue stands at 4.464.
Stock Price History:
The Beta on a monthly basis for CIVB is 0.69, which has changed by 0.069832444 over the last 52 weeks, in comparison to a change of 0.14446163 over the same period for the S&P500. Over the past 52 weeks, CIVB has reached a high of $25.59, while it has fallen to a 52-week low of $17.47. The 50-Day Moving Average of the stock is 3.01%, while the 200-Day Moving Average is calculated to be 7.30%.
Shares Statistics:
The stock has traded on average 103.46K shares per day over the past 3-months and 184390 shares per day over the last 10 days, according to various share statistics. A total of 19.31M shares are outstanding, with a floating share count of 18.87M. Insiders hold about 2.30% of the company’s shares, while institutions hold 66.98% stake in the company. Shares short for CIVB as of 1764288000 were 305332 with a Short Ratio of 2.67, compared to 1761868800 on 278669. Therefore, it implies a Short% of Shares Outstanding of 305332 and a Short% of Float of 1.6099999999999999.
Dividends & Splits
In the trailing 12 months, CIVB’s forward annual dividend rate was 0.67, compared to 0.68 this year. Against a Trailing Annual Dividend Yield of 0.029155789. The stock’s 5-year Average Dividend Yield is 2.96. The current Payout Ratio is 31.76% for CIVB, which recently paid a dividend on 2025-11-04 with an ex-dividend date of 2025-11-04. Stock splits for the company last occurred on 1996-06-05 when the company split stock in a 4:1 ratio.
Earnings Estimates
At present, 6.0 analysts are actively evaluating the performance of Civista Bancshares Inc (CIVB) in the stock market.The consensus estimate for the next quarter is $0.59, with high estimates of $0.68 and low estimates of $0.55.
Analysts are recommending an EPS of between $2.7 and $2.6 for the fiscal current year, implying an average EPS of $2.64. EPS for the following year is $2.62, with 6.0 analysts recommending between $2.8 and $2.5.
Revenue Estimates
4 analysts predict $45.42M in revenue for. The current quarter. It ranges from a high estimate of $45.8M to a low estimate of $44.8M. As of. The current estimate, Civista Bancshares Inc’s year-ago sales were $40.37MFor the next quarter, 4 analysts are estimating revenue of $46.17M. There is a high estimate of $46.7M for the next quarter, whereas the lowest estimate is $45.2M.
A total of 4 analysts have provided revenue estimates for CIVB’s current fiscal year. The highest revenue estimate was $173.1M, while the lowest revenue estimate was $171.5M, resulting in an average revenue estimate of $172.5M. In the same quarter a year ago, actual revenue was $154.46MBased on 4 analysts’ estimates, the company’s revenue will be $192.7M in the next fiscal year. The high estimate is $195.5M and the low estimate is $189.9M.
