Investors aiming for above-average returns often turn to the practice of stock picking. Skillful choices in individual stocks can be a catalyst for substantial wealth growth.
Chime Financial Inc (NASDAQ: CHYM) closed the day trading at $26.83 up 1.28% from the previous closing price of $26.49. In other words, the price has increased by $1.28 from its previous closing price. On the day, 2.59 million shares were traded. CHYM stock price reached its highest trading level at $26.855 during the session, while it also had its lowest trading level at $26.0.
Ratios:
For a better understanding of CHYM, let’s look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 9.20 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 509.37. For the most recent quarter (mrq), Quick Ratio is recorded 4.94 and its Current Ratio is at 4.94. In the meantime, Its Debt-to-Equity ratio is 0.10 whereas as Long-Term Debt/Eq ratio is at 0.09.
Upgrades & Downgrades
In the most recent recommendation for this company, B. Riley Securities on December 11, 2025, initiated with a Buy rating and assigned the stock a target price of $35.
On December 01, 2025, Goldman Upgraded its rating to Buy which previously was Neutral but kept the price unchanged to $27.
On November 03, 2025, Jefferies started tracking the stock assigning a Hold rating and target price of $17.Jefferies initiated its Hold rating on November 03, 2025, with a $17 target price.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Dec 16 ’25 when Feuille James sold 7,229 shares for $24.82 per share. The transaction valued at 179,424 led to the insider holds 7,037,707 shares of the business.
CROSSLINK CROSSOVER FUND VII, bought 4,571 shares of CHYM for $113,431 on Dec 16 ’25. On Dec 16 ’25, another insider, CROSSLINK CROSSOVER FUND VI, L, who serves as the Director of the company, bought 7,229 shares for $24.82 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, CHYM now has a Market Capitalization of 10049927168 and an Enterprise Value of 8999929856. For the stock, the TTM Price-to-Sale (P/S) ratio is 5.11 while its Price-to-Book (P/B) ratio in mrq is 6.96. Its current Enterprise Value per Revenue stands at 4.357 whereas that against EBITDA is -14.935.
Stock Price History:
Over the past 52 weeks, CHYM has reached a high of $44.94, while it has fallen to a 52-week low of $16.17. The 50-Day Moving Average of the stock is 25.92%, while the 200-Day Moving Average is calculated to be 5.13%.
Shares Statistics:
Over the past 3-months, CHYM traded about 3.83M shares per day on average, while over the past 10 days, CHYM traded about 3415390 shares per day. A total of 342.24M shares are outstanding, with a floating share count of 185.63M. Insiders hold about 50.44% of the company’s shares, while institutions hold 30.24% stake in the company. Shares short for CHYM as of 1765756800 were 9899529 with a Short Ratio of 2.58, compared to 1763078400 on 10943322. Therefore, it implies a Short% of Shares Outstanding of 9899529 and a Short% of Float of 3.5700000000000003.
Earnings Estimates
. The current rating of Chime Financial Inc (CHYM) is the result of assessments by 1 analysts actively engaged in evaluating its market dynamics.The consensus estimate for the next quarter is $0.18, with high estimates of $0.18 and low estimates of $0.18.
Analysts are recommending an EPS of between $0.19 and $0.19 for the fiscal current year, implying an average EPS of $0.19. EPS for the following year is $0.8, with 1.0 analysts recommending between $0.8 and $0.8.
Revenue Estimates
For the next quarter, 12 analysts are estimating revenue of $630.51M. There is a high estimate of $676.4M for the next quarter, whereas the lowest estimate is $609M. Based on 16 analysts’ estimates, the company’s revenue will be $2.62B in the next fiscal year. The high estimate is $2.86B and the low estimate is $2.53B.
