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The price of Ally Financial Inc (NYSE: ALLY) closed at $45.91 in the last session, down -1.37% from day before closing price of $46.55. In other words, the price has decreased by -$1.37 from its previous closing price. On the day, 3.69 million shares were traded. ALLY stock price reached its highest trading level at $46.87 during the session, while it also had its lowest trading level at $45.915.
Ratios:
We take a closer look at ALLY’s different ratios to gain a better understanding of the stock. In the meantime, Its Debt-to-Equity ratio is 1.37 whereas as Long-Term Debt/Eq ratio is at 0.88.
Upgrades & Downgrades
In the most recent recommendation for this company, UBS on January 08, 2026, initiated with a Buy rating and assigned the stock a target price of $56.
On January 06, 2026, Evercore ISI Upgraded its rating to Outperform which previously was In-line but kept the price unchanged to $53.
Wells Fargo Upgraded its Equal Weight to Overweight on December 17, 2025, while the target price for the stock was maintained at $52.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Apr 30 ’25 when Richard Stephanie N bought 8,000 shares for $32.14 per share.
Patterson Kathleen L. sold 29,000 shares of ALLY for $1,184,804 on Oct 22 ’25. The Chief HR & Corp Citizenship now owns 100,203 shares after completing the transaction at $40.86 per share. On Oct 22 ’25, another insider, KATHLEEN PATTERSON, who serves as the Officer of the company, bought 29,000 shares for $40.86 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, ALLY now has a Market Capitalization of 14142722048 and an Enterprise Value of 26950721536. As of this moment, Ally’s Price-to-Earnings (P/E) ratio for their current fiscal year is 27.64, and their Forward P/E ratio for the next fiscal year is 8.50. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.22. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.93 while its Price-to-Book (P/B) ratio in mrq is 1.10. Its current Enterprise Value per Revenue stands at 3.758.
Stock Price History:
The Beta on a monthly basis for ALLY is 1.17, which has changed by 0.3615092 over the last 52 weeks, in comparison to a change of 0.1877265 over the same period for the S&P500. Over the past 52 weeks, ALLY has reached a high of $47.27, while it has fallen to a 52-week low of $29.52. The 50-Day Moving Average of the stock is 8.56%, while the 200-Day Moving Average is calculated to be 18.21%.
Shares Statistics:
According to the various share statistics, ALLY traded on average about 3.08M shares per day over the past 3-months and 1975120 shares per day over the past 10 days. A total of 307.83M shares are outstanding, with a floating share count of 304.87M. Insiders hold about 1.03% of the company’s shares, while institutions hold 92.69% stake in the company. Shares short for ALLY as of 1765756800 were 10756715 with a Short Ratio of 3.49, compared to 1763078400 on 12588069. Therefore, it implies a Short% of Shares Outstanding of 10756715 and a Short% of Float of 3.5000000000000004.
Dividends & Splits
The forward annual dividend rate for ALLY is 1.20, which was 1.2 in the trailing 12 months. Against a Trailing Annual Dividend Yield of 0.025778733. The stock’s 5-year Average Dividend Yield is 3.1. . The current Payout Ratio is 66.70% for ALLY, which recently paid a dividend on 2025-10-31 with an ex-dividend date of 2025-10-31. Stock splits for the company last occurred on 2014-04-10 when the company split stock in a 310:1 ratio.
Earnings Estimates
. The current rating of Ally Financial Inc (ALLY) is the result of assessments by 17.0 analysts actively engaged in evaluating its market dynamics.The consensus estimate for the next quarter is $1.04, with high estimates of $1.35 and low estimates of $0.87.
Analysts are recommending an EPS of between $3.9 and $3.67 for the fiscal current year, implying an average EPS of $3.75. EPS for the following year is $5.39, with 17.0 analysts recommending between $5.69 and $4.95.
Revenue Estimates
According to 15 analysts, . The current quarter’s revenue is expected to be $2.14B. It ranges from a high estimate of $2.17B to a low estimate of $2.12B. As of . The current estimate, Ally Financial Inc’s year-ago sales were $2.03BFor the next quarter, 15 analysts are estimating revenue of $2.2B. There is a high estimate of $2.26B for the next quarter, whereas the lowest estimate is $2.15B.
A total of 17 analysts have provided revenue estimates for ALLY’s current fiscal year. The highest revenue estimate was $8.49B, while the lowest revenue estimate was $7.9B, resulting in an average revenue estimate of $8.08B. In the same quarter a year ago, actual revenue was $8.18BBased on 17 analysts’ estimates, the company’s revenue will be $9.06B in the next fiscal year. The high estimate is $9.3B and the low estimate is $8.59B.
