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The price of United Community Banks Inc (NYSE: UCB) closed at $31.57 in the last session, up 2.17% from day before closing price of $30.9. In other words, the price has increased by $2.17 from its previous closing price. On the day, 0.58 million shares were traded. UCB stock price reached its highest trading level at $31.63 during the session, while it also had its lowest trading level at $30.93.
Ratios:
We take a closer look at UCB’s different ratios to gain a better understanding of the stock. In the meantime, Its Debt-to-Equity ratio is 0.04 whereas as Long-Term Debt/Eq ratio is at 0.04.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Hovde Group on July 24, 2025, Reiterated its Outperform rating but revised its target price to $36 from $35 previously.
Hovde Group Upgraded its Market Perform to Outperform on April 07, 2025, whereas the target price for the stock was revised from $32 to $31.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Jul 28 ’25 when BRADSHAW RICHARD sold 1,616 shares for $30.94 per share. The transaction valued at 50,000 led to the insider holds 78,395 shares of the business.
BRADSHAW RICHARD sold 1,750 shares of UCB for $49,000 on May 02 ’25. The EVP, Chief Banking Officer now owns 79,925 shares after completing the transaction at $28.00 per share. On May 05 ’25, another insider, BRADSHAW RICHARD, who serves as the EVP, Chief Banking Officer of the company, sold 35 shares for $28.16 each. As a result, the insider received 986 and left with 79,890 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UCB now has a Market Capitalization of 3834934016 and an Enterprise Value of 3443066880. As of this moment, United’s Price-to-Earnings (P/E) ratio for their current fiscal year is 14.33, and their Forward P/E ratio for the next fiscal year is 11.18. For the stock, the TTM Price-to-Sale (P/S) ratio is 2.59 while its Price-to-Book (P/B) ratio in mrq is 1.09. Its current Enterprise Value per Revenue stands at 3.73.
Stock Price History:
The Beta on a monthly basis for UCB is 0.87, which has changed by 0.109276175 over the last 52 weeks, in comparison to a change of 0.16657472 over the same period for the S&P500. Over the past 52 weeks, UCB has reached a high of $35.38, while it has fallen to a 52-week low of $22.93. The 50-Day Moving Average of the stock is 4.58%, while the 200-Day Moving Average is calculated to be 4.09%.
Shares Statistics:
According to the various share statistics, UCB traded on average about 646.68K shares per day over the past 3-months and 631120 shares per day over the past 10 days. A total of 121.43M shares are outstanding, with a floating share count of 120.80M. Insiders hold about 0.55% of the company’s shares, while institutions hold 85.39% stake in the company. Shares short for UCB as of 1753920000 were 2215341 with a Short Ratio of 3.43, compared to 1751241600 on 2694956. Therefore, it implies a Short% of Shares Outstanding of 2215341 and a Short% of Float of 2.4500001.
Dividends & Splits
The forward annual dividend rate for UCB is 0.96, which was 0.96 in the trailing 12 months. Against a Trailing Annual Dividend Yield of 0.03106796The stock’s 5-year Average Dividend Yield is 2.92. The current Payout Ratio is 46.07% for UCB, which recently paid a dividend on 2025-06-13 with an ex-dividend date of 2025-06-13. Stock splits for the company last occurred on 2011-06-20 when the company split stock in a 1:5 ratio.
Earnings Estimates
The market rating for United Community Banks Inc (UCB) is a result of the insights provided by 7.0 analysts actively involved in the assessment.The consensus estimate for the next quarter is $0.7, with high estimates of $0.71 and low estimates of $0.68.
Analysts are recommending an EPS of between $2.7 and $2.6 for the fiscal current year, implying an average EPS of $2.65. EPS for the following year is $2.82, with 7.0 analysts recommending between $2.9 and $2.75.
Revenue Estimates
According to 6 analysts, the current quarter’s revenue is expected to be $271.2M. It ranges from a high estimate of $273M to a low estimate of $269.3M. As of the current estimate, United Community Banks Inc’s year-ago sales were $217.28MFor the next quarter, 6 analysts are estimating revenue of $273.19M. There is a high estimate of $274.5M for the next quarter, whereas the lowest estimate is $272.2M.
A total of 6 analysts have provided revenue estimates for UCB’s current fiscal year. The highest revenue estimate was $1.06B, while the lowest revenue estimate was $1.05B, resulting in an average revenue estimate of $1.05B. In the same quarter a year ago, actual revenue was $981.23MBased on 6 analysts’ estimates, the company’s revenue will be $1.12B in the next fiscal year. The high estimate is $1.13B and the low estimate is $1.1B.
