Beyond market trends, investors keen on maximizing returns delve into the world of stock picking. The right selections can be instrumental in catapulting your wealth.
The price of Synchrony Financial (NYSE: SYF) closed at $72.59 in the last session, up 0.32% from day before closing price of $72.36. In other words, the price has increased by $0.32 from its previous closing price. On the day, 2.76 million shares were traded. SYF stock price reached its highest trading level at $72.83 during the session, while it also had its lowest trading level at $71.72.
Ratios:
We take a closer look at SYF’s different ratios to gain a better understanding of the stock. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 1.39 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 2.73. For the most recent quarter (mrq), Quick Ratio is recorded 2.48 and its Current Ratio is at 2.48. In the meantime, Its Debt-to-Equity ratio is 0.94 whereas as Long-Term Debt/Eq ratio is at 0.79.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Rothschild & Co Redburn on August 01, 2025, initiated with a Neutral rating and assigned the stock a target price of $72.
On July 14, 2025, BTIG Research Upgraded its rating to Buy which previously was Neutral but kept the price unchanged to $100.
Morgan Stanley Downgraded its Overweight to Equal-Weight on April 07, 2025, while the target price for the stock was maintained at $44.
Insider Transactions:
An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Aug 05 ’25 when Wenzel Brian J. Sr. sold 8,514 shares for $70.00 per share. The transaction valued at 595,980 led to the insider holds 68,588 shares of the business.
Owens Darrell sold 600 shares of SYF for $40,770 on Aug 04 ’25. The insider now owns 21,372 shares after completing the transaction at $67.95 per share. On Aug 04 ’25, another insider, Gentleman Courtney, who serves as the insider of the company, sold 709 shares for $67.95 each. As a result, the insider received 48,177 and left with 17,628 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, SYF now has a Market Capitalization of 27007688704 and an Enterprise Value of 24781658112. As of this moment, Synchrony’s Price-to-Earnings (P/E) ratio for their current fiscal year is 8.82, and their Forward P/E ratio for the next fiscal year is 7.91. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.55. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.39 while its Price-to-Book (P/B) ratio in mrq is 1.72. Its current Enterprise Value per Revenue stands at 2.698.
Stock Price History:
The Beta on a monthly basis for SYF is 1.48, which has changed by 0.5818261 over the last 52 weeks, in comparison to a change of 0.16657472 over the same period for the S&P500. Over the past 52 weeks, SYF has reached a high of $73.76, while it has fallen to a 52-week low of $40.54. The 50-Day Moving Average of the stock is 8.26%, while the 200-Day Moving Average is calculated to be 17.37%.
Shares Statistics:
According to the various share statistics, SYF traded on average about 3.51M shares per day over the past 3-months and 3708390 shares per day over the past 10 days. A total of 371.94M shares are outstanding, with a floating share count of 370.36M. Insiders hold about 0.46% of the company’s shares, while institutions hold 104.36% stake in the company. Shares short for SYF as of 1753920000 were 12318847 with a Short Ratio of 3.51, compared to 1751241600 on 14169114. Therefore, it implies a Short% of Shares Outstanding of 12318847 and a Short% of Float of 4.5100003.
Dividends & Splits
The forward annual dividend rate for SYF is 1.10, which was 1.05 in the trailing 12 months. Against a Trailing Annual Dividend Yield of 0.014510779The stock’s 5-year Average Dividend Yield is 2.36.
Earnings Estimates
At present, 15.0 analysts are actively evaluating the performance of Synchrony Financial (SYF) in the stock market.The consensus estimate for the next quarter is $2.08, with high estimates of $2.47 and low estimates of $1.56.
Analysts are recommending an EPS of between $9.08 and $8.11 for the fiscal current year, implying an average EPS of $8.65. EPS for the following year is $9.13, with 17.0 analysts recommending between $9.68 and $8.72.
Revenue Estimates
According to 11 analysts, the current quarter’s revenue is expected to be $3.79B. It ranges from a high estimate of $3.86B to a low estimate of $3.64B. As of the current estimate, Synchrony Financial’s year-ago sales were $3.81BFor the next quarter, 11 analysts are estimating revenue of $3.89B. There is a high estimate of $3.98B for the next quarter, whereas the lowest estimate is $3.77B.
A total of 15 analysts have provided revenue estimates for SYF’s current fiscal year. The highest revenue estimate was $15.15B, while the lowest revenue estimate was $14.51B, resulting in an average revenue estimate of $15.02B. In the same quarter a year ago, actual revenue was $16.12BBased on 15 analysts’ estimates, the company’s revenue will be $15.67B in the next fiscal year. The high estimate is $15.94B and the low estimate is $15.15B.
