Beyond market averages, investors looking for exceptional returns turn to stock picking. Skillful choices in individual stocks have the power to substantially increase your wealth.
As of close of business last night, Affirm Holdings Inc’s stock clocked out at $78.24, down -0.61% from its previous closing price of $78.72. In other words, the price has decreased by -$0.61 from its previous closing price. On the day, 4.13 million shares were traded. AFRM stock price reached its highest trading level at $80.158 during the session, while it also had its lowest trading level at $77.88.
Ratios:
To gain a deeper understanding of AFRM’s stock, we examine its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 10.03 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 41.47. For the most recent quarter (mrq), Quick Ratio is recorded 13.21 and its Current Ratio is at 13.21. In the meantime, Its Debt-to-Equity ratio is 2.50 whereas as Long-Term Debt/Eq ratio is at 2.50.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Rothschild & Co Redburn on August 01, 2025, initiated with a Neutral rating and assigned the stock a target price of $74.
On July 21, 2025, Oppenheimer started tracking the stock assigning a Outperform rating and target price of $80.
Insider Transactions:
Investing in insider trades can also provide an investor with insight into how management views future stock prices. A recent insider transaction in this stock occurred on Aug 18 ’25 when ROBERT WARREN OHARE bought 11,405 shares for $78.72 per share.
MICHAEL LINFORD bought 10,800 shares of AFRM for $850,176 on Aug 18 ’25. On Aug 18 ’25, another insider, Maksim Rafael Levchin, who serves as the Officer/Director of the company, bought 333,333 shares for $80.00 each.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, AFRM now has a Market Capitalization of 25395060736 and an Enterprise Value of 31238608896. For the stock, the TTM Price-to-Sale (P/S) ratio is 8.39 while its Price-to-Book (P/B) ratio in mrq is 8.78. Its current Enterprise Value per Revenue stands at 10.388 whereas that against EBITDA is 492.645.
Stock Price History:
The Beta on a monthly basis for AFRM is 3.64, which has changed by 1.6712189 over the last 52 weeks, in comparison to a change of 0.15222645 over the same period for the S&P500. Over the past 52 weeks, AFRM has reached a high of $82.53, while it has fallen to a 52-week low of $28.15. The 50-Day Moving Average of the stock is 15.14%, while the 200-Day Moving Average is calculated to be 31.92%.
Shares Statistics:
It appears that AFRM traded 5.52M shares on average per day over the past three months and 5521840 shares per day over the past ten days. A total of 281.75M shares are outstanding, with a floating share count of 268.26M. Insiders hold about 16.85% of the company’s shares, while institutions hold 72.90% stake in the company. Shares short for AFRM as of 1753920000 were 16333503 with a Short Ratio of 2.96, compared to 1751241600 on 14340473. Therefore, it implies a Short% of Shares Outstanding of 16333503 and a Short% of Float of 6.08.
Earnings Estimates
At present, 1.0 analysts are actively evaluating the performance of Affirm Holdings Inc (AFRM) in the stock market.The consensus estimate for the next quarter is $0.49, with high estimates of $0.49 and low estimates of $0.49.
Analysts are recommending an EPS of between $2.25 and $1.55 for the fiscal current year, implying an average EPS of $1.99. EPS for the following year is $2.44, with 3.0 analysts recommending between $2.52 and $2.37.
Revenue Estimates
In the current quarter, 20 analysts expect revenue to total $837.05M. It ranges from a high estimate of $853M to a low estimate of $814M. As of the current estimate, Affirm Holdings Inc’s year-ago sales were $659.18MFor the next quarter, 20 analysts are estimating revenue of $858.38M. There is a high estimate of $883M for the next quarter, whereas the lowest estimate is $828M.
A total of 21 analysts have provided revenue estimates for AFRM’s current fiscal year. The highest revenue estimate was $3.19B, while the lowest revenue estimate was $3.16B, resulting in an average revenue estimate of $3.18B. In the same quarter a year ago, actual revenue was $2.32BBased on 22 analysts’ estimates, the company’s revenue will be $3.88B in the next fiscal year. The high estimate is $4.03B and the low estimate is $3.61B.
