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The closing price of Upstart Holdings Inc (NASDAQ: UPST) was $73.28 for the day, down -0.65% from the previous closing price of $73.76. In other words, the price has decreased by -$0.65 from its previous closing price. On the day, 5.76 million shares were traded. UPST stock price reached its highest trading level at $76.95 during the session, while it also had its lowest trading level at $72.67.
Ratios:
Our analysis of UPST’s different ratios will help us gain a deeper understanding of the company. For the most recent quarter (mrq), Quick Ratio is recorded 3.46 and its Current Ratio is at 3.46. In the meantime, Its Debt-to-Equity ratio is 2.13 whereas as Long-Term Debt/Eq ratio is at 2.12.
Insider Transactions:
Also, insider trades can serve as a great indicator of what management thinks about the future direction of a stock’s price. A recent insider transaction in this stock occurred on Aug 25 ’25 when Darling Scott sold 6,402 shares for $68.00 per share. The transaction valued at 435,336 led to the insider holds 123,898 shares of the business.
Mirgorodskaya Natalia sold 1,024 shares of UPST for $69,632 on Aug 25 ’25. The insider now owns 22,520 shares after completing the transaction at $68.00 per share. On Aug 22 ’25, another insider, Mirgorodskaya Natalia, who serves as the insider of the company, sold 365 shares for $70.00 each. As a result, the insider received 25,551 and left with 23,544 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 7057183232 and an Enterprise Value of 8187744256. For the stock, the TTM Price-to-Sale (P/S) ratio is 8.28 while its Price-to-Book (P/B) ratio in mrq is 9.75. Its current Enterprise Value per Revenue stands at 9.254 whereas that against EBITDA is 1484.094.
Stock Price History:
The Beta on a monthly basis for UPST is 2.36, which has changed by 0.9153162 over the last 52 weeks, in comparison to a change of 0.16844666 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $31.40. The 50-Day Moving Average of the stock is 1.69%, while the 200-Day Moving Average is calculated to be 17.33%.
Shares Statistics:
UPST traded an average of 6.40M shares per day over the past three months and 5974790 shares per day over the past ten days. A total of 96.09M shares are outstanding, with a floating share count of 83.39M. Insiders hold about 13.34% of the company’s shares, while institutions hold 64.23% stake in the company. Shares short for UPST as of 1755216000 were 22455083 with a Short Ratio of 3.51, compared to 1752537600 on 18605362. Therefore, it implies a Short% of Shares Outstanding of 22455083 and a Short% of Float of 26.610001999999998.
Earnings Estimates
The stock of Upstart Holdings Inc (UPST) is currently being evaluated by 11.0 analysts who are actively contributing to its market rating.The consensus estimate for the next quarter is $0.52, with high estimates of $0.6 and low estimates of $0.39.
Analysts are recommending an EPS of between $1.84 and $1.42 for the fiscal current year, implying an average EPS of $1.65. EPS for the following year is $2.49, with 14.0 analysts recommending between $3.72 and $2.08.
Revenue Estimates
It is expected that $90B in revenue will be generated in the current quarter, according to 10 analysts. It ranges from a high estimate of $285.57M to a low estimate of $279.75M. As of the current estimate, Upstart Holdings Inc’s year-ago sales were $162.14MFor the next quarter, 10 analysts are estimating revenue of $304.18M. There is a high estimate of $309.84M for the next quarter, whereas the lowest estimate is $294M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.07B, while the lowest revenue estimate was $1.04B, resulting in an average revenue estimate of $1.06B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.34B in the next fiscal year. The high estimate is $1.5B and the low estimate is $1.25B.
