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After finishing at $28.93 in the prior trading day, United Community Banks Inc (NYSE: UCB) closed at $28.12, down -2.80%. In other words, the price has decreased by -$2.80 from its previous closing price. On the day, 0.93 million shares were traded. UCB stock price reached its highest trading level at $28.77 during the session, while it also had its lowest trading level at $28.11.
Ratios:
Our goal is to gain a better understanding of UCB by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.14 whereas as Long-Term Debt/Eq ratio is at 0.08.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of the stock’s future direction. In the most recent recommendation for this company, Hovde Group on March 20, 2025, Reiterated its Market Perform rating but revised its target price to $32 from $36 previously.
On December 19, 2024, Raymond James Upgraded its rating to Outperform which previously was Mkt Perform but kept the price unchanged to $35.
Piper Sandler Downgraded its Overweight to Neutral on October 19, 2023, whereas the target price for the stock was revised from $31 to $27.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Mar 11 ’25 when Davis Sally Pope bought 1,800 shares for $28.19 per share. The transaction valued at 50,742 led to the insider holds 3,264 shares of the business.
HARTON H LYNN sold 3,321 shares of UCB for $110,563 on Feb 19 ’25. The President & CEO now owns 109,123 shares after completing the transaction at $33.29 per share. On Feb 10 ’25, another insider, HARTON H LYNN, who serves as the President & CEO of the company, sold 31,679 shares for $33.84 each. As a result, the insider received 1,072,170 and left with 112,444 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UCB now has a Market Capitalization of 3358765312 and an Enterprise Value of 3452428032. As of this moment, United’s Price-to-Earnings (P/E) ratio for their current fiscal year is 13.78, and their Forward P/E ratio for the next fiscal year is 10.45. For the stock, the TTM Price-to-Sale (P/S) ratio is 2.26 while its Price-to-Book (P/B) ratio in mrq is 1.00. Its current Enterprise Value per Revenue stands at 3.831.
Stock Price History:
The Beta on a monthly basis for UCB is 0.80, which has changed by 0.13387096 over the last 52 weeks, in comparison to a change of 0.08190584 over the same period for the S&P500. Over the past 52 weeks, UCB has reached a high of $35.38, while it has fallen to a 52-week low of $24.04. The 50-Day Moving Average of the stock is -11.17%, while the 200-Day Moving Average is calculated to be -5.93%.
Shares Statistics:
The stock has traded on average 641.62K shares per day over the past 3-months and 799990 shares per day over the last 10 days, according to various share statistics. A total of 119.36M shares are outstanding, with a floating share count of 118.56M. Insiders hold about 0.74% of the company’s shares, while institutions hold 86.90% stake in the company. Shares short for UCB as of 1740700800 were 3472883 with a Short Ratio of 5.41, compared to 1738281600 on 3237140. Therefore, it implies a Short% of Shares Outstanding of 3472883 and a Short% of Float of 3.94.
Dividends & Splits
In the trailing 12 months, UCB’s forward annual dividend rate was 0.94, compared to 0.95 this year. Against a Trailing Annual Dividend Yield of 0.03249222The stock’s 5-year Average Dividend Yield is 2.95. The current Payout Ratio is 46.07% for UCB, which recently paid a dividend on 2025-03-14 with an ex-dividend date of 1741910400. Stock splits for the company last occurred on 2011-06-20 when the company split stock in a 1:5 ratio.
Earnings Estimates
The stock of United Community Banks Inc (UCB) is currently being evaluated by 7.0 analysts who are actively contributing to its market rating.The consensus estimate for the next quarter is $0.59, with high estimates of $0.62 and low estimates of $0.55.
Analysts are recommending an EPS of between $2.53 and $2.4 for the fiscal current year, implying an average EPS of $2.44. EPS for the following year is $2.69, with 7.0 analysts recommending between $2.79 and $2.6.
Revenue Estimates
6 analysts predict $247.17M in revenue for the current quarter. It ranges from a high estimate of $249.1M to a low estimate of $245.2M. As of the current estimate, United Community Banks Inc’s year-ago sales were $239.8MFor the next quarter, 6 analysts are estimating revenue of $256.64M. There is a high estimate of $260.4M for the next quarter, whereas the lowest estimate is $254.2M.
A total of 6 analysts have provided revenue estimates for UCB’s current fiscal year. The highest revenue estimate was $1.05B, while the lowest revenue estimate was $1.03B, resulting in an average revenue estimate of $1.04B. In the same quarter a year ago, actual revenue was $981.23MBased on 6 analysts’ estimates, the company’s revenue will be $1.12B in the next fiscal year. The high estimate is $1.15B and the low estimate is $1.09B.
