Insider’s View: Deciphering Truist Financial Corporation (TFC)’s Financial Health Through Ratios

Abby Carey

Investors seeking to outperform the market often focus on hand-picking stocks. Selecting the right ones has proven to be a key factor in boosting wealth.

The price of Truist Financial Corporation (NYSE: TFC) closed at $49.83 in the last session, up 0.28% from day before closing price of $49.69. In other words, the price has increased by $0.28 from its previous closing price. On the day, 10.68 million shares were traded. TFC stock price reached its highest trading level at $50.09 during the session, while it also had its lowest trading level at $49.295.

Ratios:

We take a closer look at TFC’s different ratios to gain a better understanding of the stock. In the meantime, Its Debt-to-Equity ratio is 1.10 whereas as Long-Term Debt/Eq ratio is at 0.66.

On December 11, 2025, Robert W. Baird Downgraded its rating to Neutral which previously was Outperform but kept the price unchanged to $52.

TD Cowen Upgraded its Hold to Buy on October 21, 2025, while the target price for the stock was maintained at $55.

Insider Transactions:

An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Nov 25 ’25 when Boyer K. David Jr. sold 5,160 shares for $46.45 per share. The transaction valued at 239,682 led to the insider holds 10,153 shares of the business.

Boyer K. David Jr. bought 5,160 shares of TFC for $239,682 on Nov 25 ’25. On Jul 22 ’25, another insider, Bender Bradley D, who serves as the Chief Risk Officer of the company, sold 12,540 shares for $45.19 each. As a result, the insider received 566,689 and left with 500 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, TFC now has a Market Capitalization of 64252555264 and an Enterprise Value of 96608845824. As of this moment, Truist’s Price-to-Earnings (P/E) ratio for their current fiscal year is 13.36, and their Forward P/E ratio for the next fiscal year is 11.09. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.75. For the stock, the TTM Price-to-Sale (P/S) ratio is 2.08 while its Price-to-Book (P/B) ratio in mrq is 1.07. Its current Enterprise Value per Revenue stands at 5.285.

Stock Price History:

The Beta on a monthly basis for TFC is 0.88, which has changed by 0.1047132 over the last 52 weeks, in comparison to a change of 0.17287207 over the same period for the S&P500. Over the past 52 weeks, TFC has reached a high of $51.51, while it has fallen to a 52-week low of $33.56. The 50-Day Moving Average of the stock is 4.30%, while the 200-Day Moving Average is calculated to be 13.86%.

Shares Statistics:

According to the various share statistics, TFC traded on average about 8.19M shares per day over the past 3-months and 7846950 shares per day over the past 10 days. A total of 1.28B shares are outstanding, with a floating share count of 1.28B. Insiders hold about 0.16% of the company’s shares, while institutions hold 75.79% stake in the company. Shares short for TFC as of 1767139200 were 31093679 with a Short Ratio of 3.80, compared to 1764288000 on 31976094. Therefore, it implies a Short% of Shares Outstanding of 31093679 and a Short% of Float of 2.4300002000000003.

Dividends & Splits

The forward annual dividend rate for TFC is 2.08, which was 2.08 in the trailing 12 months. Against a Trailing Annual Dividend Yield of 0.04185953. The stock’s 5-year Average Dividend Yield is 4.62.

Earnings Estimates

The company has 15.0 analysts who recommend its stock at the moment. The consensus estimate for the next quarter is $1.04, with high estimates of $1.08 and low estimates of $1.0.

Analysts are recommending an EPS of between $4.03 and $3.89 for the fiscal current year, implying an average EPS of $3.96. EPS for the following year is $4.45, with 18.0 analysts recommending between $4.61 and $3.97.

Revenue Estimates

According to 11 analysts,. The current quarter’s revenue is expected to be $5.32B. It ranges from a high estimate of $5.34B to a low estimate of $5.3B. As of. The current estimate, Truist Financial Corporation’s year-ago sales were $5.11BFor the next quarter, 11 analysts are estimating revenue of $5.22B. There is a high estimate of $5.28B for the next quarter, whereas the lowest estimate is $5.11B.

A total of 8 analysts have provided revenue estimates for TFC’s current fiscal year. The highest revenue estimate was $20.56B, while the lowest revenue estimate was $20.52B, resulting in an average revenue estimate of $20.54B. In the same quarter a year ago, actual revenue was $13.49BBased on 10 analysts’ estimates, the company’s revenue will be $21.47B in the next fiscal year. The high estimate is $21.67B and the low estimate is $21.27B.

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