Ratio Review: Analyzing Customers Bancorp Inc (CUBI)’s Price-to-Cash and Price-to-Free Cash Flow

Abby Carey

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After finishing at $81.21 in the prior trading day, Customers Bancorp Inc (NYSE: CUBI) closed at $74.52, down -8.24%. In other words, the price has decreased by -$8.24 from its previous closing price. On the day, 0.94 million shares were traded. CUBI stock price reached its highest trading level at $77.93 during the session, while it also had its lowest trading level at $72.26.

Ratios:

Our goal is to gain a better understanding of CUBI by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 0.81 whereas as Long-Term Debt/Eq ratio is at 0.81.

Upgrades & Downgrades

In the most recent recommendation for this company, Morgan Stanley on December 08, 2025, initiated with a Equal-Weight rating and assigned the stock a target price of $90.

On October 30, 2025, Hovde Group reiterated its Market Perform rating and also lowered its target price recommendation from $70 to $75.

On September 25, 2025, TD Cowen started tracking the stock assigning a Buy rating and target price of $89.TD Cowen initiated its Buy rating on September 25, 2025, with a $89 target price.

Insider Transactions:

The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Dec 09 ’25 when Velasquez Jessie John Deano sold 2,242 shares for $71.05 per share. The transaction valued at 159,285 led to the insider holds 3,654 shares of the business.

Jessie Velasquez bought 2,242 shares of CUBI for $159,285 on Dec 09 ’25. On Dec 03 ’25, another insider, SIDHU JAY S, who serves as the Chairman & CEO of the company, sold 128,185 shares for $69.43 each. As a result, the insider received 8,900,090 and left with 790,031 shares of the company.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, CUBI now has a Market Capitalization of 2547929856 and an Enterprise Value of -158110064. As of this moment, Customers’s Price-to-Earnings (P/E) ratio for their current fiscal year is 12.02, and their Forward P/E ratio for the next fiscal year is 8.22. For the stock, the TTM Price-to-Sale (P/S) ratio is 1.72 while its Price-to-Book (P/B) ratio in mrq is 1.20. Its current Enterprise Value per Revenue stands at -0.219.

Stock Price History:

The Beta on a monthly basis for CUBI is 1.66, which has changed by 0.27624595 over the last 52 weeks, in comparison to a change of 0.15024745 over the same period for the S&P500. Over the past 52 weeks, CUBI has reached a high of $82.56, while it has fallen to a 52-week low of $40.75. The 50-Day Moving Average of the stock is 2.31%, while the 200-Day Moving Average is calculated to be 17.64%.

Shares Statistics:

The stock has traded on average 332.04K shares per day over the past 3-months and 335440 shares per day over the last 10 days, according to various share statistics. A total of 34.19M shares are outstanding, with a floating share count of 31.63M. Insiders hold about 7.44% of the company’s shares, while institutions hold 91.36% stake in the company. Shares short for CUBI as of 1767139200 were 1593819 with a Short Ratio of 4.80, compared to 1764288000 on 1476685. Therefore, it implies a Short% of Shares Outstanding of 1593819 and a Short% of Float of 6.65.

Earnings Estimates

The company has 4.0 analysts who recommend its stock at the moment. The consensus estimate for the next quarter is $2.0, with high estimates of $2.02 and low estimates of $1.95.

Analysts are recommending an EPS of between $8.24 and $7.9 for the fiscal current year, implying an average EPS of $8.13. EPS for the following year is $9.0, with 7.0 analysts recommending between $9.59 and $8.12.

Revenue Estimates

5 analysts predict $194.44M in revenue. The current quarter. It ranges from a high estimate of $197.83M to a low estimate of $191.1M. The current estimate, Customers Bancorp Inc’s year-ago sales were $167.81MFor the next quarter, 5 analysts are estimating revenue of $200.07M. There is a high estimate of $202.14M for the next quarter, whereas the lowest estimate is $198.5M.

A total of 5 analysts have provided revenue estimates for CUBI’s current fiscal year. The highest revenue estimate was $816.8M, while the lowest revenue estimate was $806.14M, resulting in an average revenue estimate of $811.79M. In the same quarter a year ago, actual revenue was $751.93MBased on 4 analysts’ estimates, the company’s revenue will be $890.49M in the next fiscal year. The high estimate is $903.8M and the low estimate is $870.2M.

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