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After finishing at $41.99 in the prior trading day, Ally Financial Inc (NYSE: ALLY) closed at $41.11, down -2.10%. In other words, the price has decreased by -$2.10 from its previous closing price. On the day, 3.8 million shares were traded. ALLY stock price reached its highest trading level at $41.905 during the session, while it also had its lowest trading level at $41.11.
Ratios:
Our goal is to gain a better understanding of ALLY by taking a closer look at its different ratios. In the meantime, Its Debt-to-Equity ratio is 1.40 whereas as Long-Term Debt/Eq ratio is at 1.10.
Upgrades & Downgrades
In the most recent recommendation for this company, UBS on January 08, 2026, initiated with a Buy rating and assigned the stock a target price of $56.
On January 06, 2026, Evercore ISI Upgraded its rating to Outperform which previously was In-line but kept the price unchanged to $53.
Wells Fargo Upgraded its Equal Weight to Overweight on December 17, 2025, while the target price for the stock was maintained at $52.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Jan 23 ’26 when RHODES MICHAEL GEORGE bought 23,800 shares for $41.68 per share. The transaction valued at 991,867 led to the insider holds 49,434 shares of the business.
Richard Stephanie N bought 8,000 shares of ALLY for $257,121 on Apr 30 ’25. On Oct 22 ’25, another insider, Patterson Kathleen L., who serves as the Chief HR & Corp Citizenship of the company, sold 29,000 shares for $40.86 each. As a result, the insider received 1,184,804 and left with 100,203 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, ALLY now has a Market Capitalization of 12682146816 and an Enterprise Value of 26741147648. As of this moment, Ally’s Price-to-Earnings (P/E) ratio for their current fiscal year is 17.49, and their Forward P/E ratio for the next fiscal year is 6.46. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 0.28. For the stock, the TTM Price-to-Sale (P/S) ratio is 0.84 while its Price-to-Book (P/B) ratio in mrq is 0.96. Its current Enterprise Value per Revenue stands at 3.626.
Stock Price History:
The Beta on a monthly basis for ALLY is 1.17, which has changed by 0.047922492 over the last 52 weeks, in comparison to a change of 0.15024745 over the same period for the S&P500. Over the past 52 weeks, ALLY has reached a high of $47.27, while it has fallen to a 52-week low of $29.52. The 50-Day Moving Average of the stock is -4.50%, while the 200-Day Moving Average is calculated to be 4.81%.
Shares Statistics:
The stock has traded on average 3.08M shares per day over the past 3-months and 4409170 shares per day over the last 10 days, according to various share statistics. A total of 308.49M shares are outstanding, with a floating share count of 304.87M. Insiders hold about 1.03% of the company’s shares, while institutions hold 92.61% stake in the company. Shares short for ALLY as of 1767139200 were 10735299 with a Short Ratio of 3.48, compared to 1764288000 on 10034571. Therefore, it implies a Short% of Shares Outstanding of 10735299 and a Short% of Float of 3.49.
Dividends & Splits
In the trailing 12 months, ALLY’s forward annual dividend rate was 1.2, compared to 1.20 this year. Against a Trailing Annual Dividend Yield of 0.028578233. The stock’s 5-year Average Dividend Yield is 3.1. The current Payout Ratio is 50.63% for ALLY, which recently paid a dividend on 2025-10-31 with an ex-dividend date of 2026-02-02. Stock splits for the company last occurred on 2014-04-10 when the company split stock in a 310:1 ratio.
Earnings Estimates
The market rating for Ally Financial Inc (ALLY) is a result of the insights provided by 13.0 analysts actively involved in the assessment.The consensus estimate for the next quarter is $1.3, with high estimates of $1.45 and low estimates of $1.19.
Analysts are recommending an EPS of between $5.45 and $4.95 for the fiscal current year, implying an average EPS of $5.26. EPS for the following year is $6.34, with 17.0 analysts recommending between $6.92 and $5.92.
Revenue Estimates
10 analysts predict $2.15B in revenue. The current quarter. It ranges from a high estimate of $2.18B to a low estimate of $2.11B. The current estimate, Ally Financial Inc’s year-ago sales were $1.54BFor the next quarter, 10 analysts are estimating revenue of $2.22B. There is a high estimate of $2.25B for the next quarter, whereas the lowest estimate is $2.2B.
A total of 14 analysts have provided revenue estimates for ALLY’s current fiscal year. The highest revenue estimate was $9.12B, while the lowest revenue estimate was $8.88B, resulting in an average revenue estimate of $9.02B. In the same quarter a year ago, actual revenue was $7.91BBased on 17 analysts’ estimates, the company’s revenue will be $9.59B in the next fiscal year. The high estimate is $9.86B and the low estimate is $9.26B.
