Deeper Dive: Understanding Chime Financial Inc (CHYM) Through its Various Ratios

Kevin Freeman

Beyond market trends, investors looking for superior returns explore the world of stock picking. The right selections can be a powerful driver for wealth accumulation.

The price of Chime Financial Inc (NASDAQ: CHYM) closed at $23.05 in the last session, down -3.39% from day before closing price of $23.86. In other words, the price has decreased by -$3.39 from its previous closing price. On the day, 2.37 million shares were traded. CHYM stock price reached its highest trading level at $23.99 during the session, while it also had its lowest trading level at $23.03.

Ratios:

We take a closer look at CHYM’s different ratios to gain a better understanding of the stock. For the most recent quarter (mrq), Quick Ratio is recorded 4.83 and its Current Ratio is at 4.83. In the meantime, Its Debt-to-Equity ratio is 0.06 whereas as Long-Term Debt/Eq ratio is at 0.05.

On July 08, 2025, Keefe Bruyette started tracking the stock assigning a Outperform rating and target price of $42.

On July 07, 2025, Wolfe Research started tracking the stock assigning a Outperform rating and target price of $38.Wolfe Research initiated its Outperform rating on July 07, 2025, with a $38 target price.

Insider Transactions:

An investor can also benefit from insider trades by learning what management is thinking about the future direction of stock prices. A recent insider transaction in this stock occurred on Jun 13 ’25 when Marshall Cynthia bought 1,500 shares for $27.00 per share. The transaction valued at 40,500 led to the insider holds 65,167 shares of the business.

Marshall Cynthia bought 750 shares of CHYM for $20,250 on Jun 13 ’25. The Director now owns 375 shares after completing the transaction at $27.00 per share.

Valuation Measures:

Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, CHYM now has a Market Capitalization of 8567939072 and an Enterprise Value of 7448336384. For the stock, the TTM Price-to-Sale (P/S) ratio is 4.51 while its Price-to-Book (P/B) ratio in mrq is 5.98. Its current Enterprise Value per Revenue stands at 3.831 whereas that against EBITDA is -12.189.

Stock Price History:

Over the past 52 weeks, CHYM has reached a high of $44.94, while it has fallen to a 52-week low of $22.13. The 50-Day Moving Average of the stock is -19.15%, while the 200-Day Moving Average is calculated to be -22.08%.

Shares Statistics:

According to the various share statistics, CHYM traded on average about 2.83M shares per day over the past 3-months and 3416950 shares per day over the past 10 days. A total of 338.59M shares are outstanding, with a floating share count of 184.67M. Insiders hold about 50.32% of the company’s shares, while institutions hold 27.08% stake in the company. Shares short for CHYM as of 1756425600 were 6730795 with a Short Ratio of 2.38, compared to 1753920000 on 1540970. Therefore, it implies a Short% of Shares Outstanding of 6730795 and a Short% of Float of 2.4500001.

Earnings Estimates

Investors are keenly observing as 3 analysts analyze and rate. The current performance of Chime Financial Inc (CHYM) in the stock market.The consensus estimate for the next quarter is -$0.16, with high estimates of -$0.14 and low estimates of -$0.2.

Analysts are recommending an EPS of between -$3.46 and -$4.64 for the fiscal current year, implying an average EPS of -$4.18. EPS for the following year is -$0.28, with 2.0 analysts recommending between -$0.24 and -$0.33.

Revenue Estimates

For the next quarter, 10 analysts are estimating revenue of $567.85M. There is a high estimate of $573M for the next quarter, whereas the lowest estimate is $564.26M.

Based on 12 analysts’ estimates, the company’s revenue will be $2.61B in the next fiscal year. The high estimate is $2.86B and the low estimate is $2.53B.

DwinneX
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.