Beyond market trends, investors keen on maximizing returns delve into the world of stock picking. The right selections can be instrumental in catapulting your wealth.
Affirm Holdings Inc (NASDAQ: AFRM) closed the day trading at $81.53 down -1.45% from the previous closing price of $82.73. In other words, the price has decreased by -$1.45 from its previous closing price. On the day, 5.37 million shares were traded. AFRM stock price reached its highest trading level at $85.0797 during the session, while it also had its lowest trading level at $81.42.
Ratios:
For a better understanding of AFRM, let’s look at its different ratios. It provided that stocks Price–to–Cash (P/C) ratio for the trailing twelve months (TTM) is standing at 11.02 whereas its Price-to-Free Cash Flow (P/FCF) for the term is 44.12. For the most recent quarter (mrq), Quick Ratio is recorded 6.56 and its Current Ratio is at 6.56. In the meantime, Its Debt-to-Equity ratio is 2.49 whereas as Long-Term Debt/Eq ratio is at 2.42.
Upgrades & Downgrades
In addition, analysts’ ratings and any changes thereto give investors an idea of. The stock’s future direction. In the most recent recommendation for this company, Rothschild & Co Redburn on August 01, 2025, initiated with a Neutral rating and assigned the stock a target price of $74.
On July 21, 2025, Oppenheimer started tracking the stock assigning a Outperform rating and target price of $80.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Sep 22 ’25 when Levchin Max R sold 651,713 shares for $89.27 per share. The transaction valued at 58,175,590 led to the insider holds 0 shares of the business.
Maksim Rafael Levchin bought 651,713 shares of AFRM for $58,177,442 on Sep 22 ’25. On Sep 15 ’25, another insider, Jiyane Siphelele, who serves as the Chief Accounting Officer of the company, sold 12,500 shares for $85.42 each. As a result, the insider received 1,067,750 and left with 213,967 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, AFRM now has a Market Capitalization of 26550267904 and an Enterprise Value of 33010112512. As of this moment, Affirm’s Price-to-Earnings (P/E) ratio for their current fiscal year is 636.46, and their Forward P/E ratio for the next fiscal year is 53.77. The expected Price-to-Earnings-to-Growth (PEG) calculation for the next 5 years is 4.32. For the stock, the TTM Price-to-Sale (P/S) ratio is 8.23 while its Price-to-Book (P/B) ratio in mrq is 8.64. Its current Enterprise Value per Revenue stands at 10.238 whereas that against EBITDA is 178.423.
Stock Price History:
The Beta on a monthly basis for AFRM is 3.62, which has changed by 0.9579731 over the last 52 weeks, in comparison to a change of 0.15535986 over the same period for the S&P500. Over the past 52 weeks, AFRM has reached a high of $100.00, while it has fallen to a 52-week low of $30.90. The 50-Day Moving Average of the stock is 4.78%, while the 200-Day Moving Average is calculated to be 30.00%.
Shares Statistics:
Over the past 3-months, AFRM traded about 7.15M shares per day on average, while over the past 10 days, AFRM traded about 7370700 shares per day. A total of 284.38M shares are outstanding, with a floating share count of 271.66M. Insiders hold about 16.58% of the company’s shares, while institutions hold 71.70% stake in the company. Shares short for AFRM as of 1756425600 were 17328393 with a Short Ratio of 2.42, compared to 1753920000 on 16333503. Therefore, it implies a Short% of Shares Outstanding of 17328393 and a Short% of Float of 6.370000000000001.
Earnings Estimates
The stock of Affirm Holdings Inc (AFRM) is currently drawing attention from 3.0 analysts actively involved in the ongoing evaluation and rating process.The consensus estimate for the next quarter is $0.72, with high estimates of $0.94 and low estimates of $0.61.
Analysts are recommending an EPS of between $3.16 and $2.15 for the fiscal current year, implying an average EPS of $2.47. EPS for the following year is $3.37, with 4.0 analysts recommending between $3.52 and $3.11.
Revenue Estimates
18 analysts predict $881.68M in revenue for. The current quarter. It ranges from a high estimate of $906.9M to a low estimate of $862.8M. As of. The current estimate, Affirm Holdings Inc’s year-ago sales were $698.48MFor the next quarter, 18 analysts are estimating revenue of $1.05B. There is a high estimate of $1.11B for the next quarter, whereas the lowest estimate is $972.8M.
A total of 23 analysts have provided revenue estimates for AFRM’s current fiscal year. The highest revenue estimate was $4.27B, while the lowest revenue estimate was $3.78B, resulting in an average revenue estimate of $3.97B. In the same quarter a year ago, actual revenue was $3.22BBased on 23 analysts’ estimates, the company’s revenue will be $4.91B in the next fiscal year. The high estimate is $5.5B and the low estimate is $4.59B.
