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Upstart Holdings Inc (NASDAQ: UPST) closed the day trading at $51.96 down -1.74% from the previous closing price of $52.88. In other words, the price has decreased by -$1.74 from its previous closing price. On the day, 5.23 million shares were traded. UPST stock price reached its highest trading level at $53.58 during the session, while it also had its lowest trading level at $51.79.
Ratios:
For a better understanding of UPST, let’s look at its different ratios. For the most recent quarter (mrq), Quick Ratio is recorded 3.46 and its Current Ratio is at 3.46. In the meantime, Its Debt-to-Equity ratio is 2.13 whereas as Long-Term Debt/Eq ratio is at 2.12.
Insider Transactions:
The insider trade also gives investors a glimpse into the future direction of stock prices, which can be beneficial to investors. A recent insider transaction in this stock occurred on Oct 01 ’25 when Darling Scott sold 1,000 shares for $54.64 per share. The transaction valued at 54,640 led to the insider holds 123,898 shares of the business.
Darling Scott bought 1,000 shares of UPST for $54,640 on Oct 01 ’25. On Sep 17 ’25, another insider, Darling Scott, who serves as the Chief Legal Officer of the company, sold 1,000 shares for $70.01 each. As a result, the insider received 70,010 and left with 123,898 shares of the company.
Valuation Measures:
Investors should consider key stock statistics when deciding whether to invest or divest. In the wake of the recent closing price, UPST now has a Market Capitalization of 4999473664 and an Enterprise Value of 6136381952. For the stock, the TTM Price-to-Sale (P/S) ratio is 5.87 while its Price-to-Book (P/B) ratio in mrq is 6.92. Its current Enterprise Value per Revenue stands at 6.935 whereas that against EBITDA is 1112.268.
Stock Price History:
The Beta on a monthly basis for UPST is 2.28, which has changed by 0.2666992 over the last 52 weeks, in comparison to a change of 0.17904854 over the same period for the S&P500. Over the past 52 weeks, UPST has reached a high of $96.43, while it has fallen to a 52-week low of $31.40. The 50-Day Moving Average of the stock is -22.52%, while the 200-Day Moving Average is calculated to be -14.87%.
Shares Statistics:
Over the past 3-months, UPST traded about 7.19M shares per day on average, while over the past 10 days, UPST traded about 8758160 shares per day. A total of 96.09M shares are outstanding, with a floating share count of 83.39M. Insiders hold about 13.34% of the company’s shares, while institutions hold 64.23% stake in the company. Shares short for UPST as of 1757894400 were 21928168 with a Short Ratio of 3.05, compared to 1755216000 on 22455083. Therefore, it implies a Short% of Shares Outstanding of 21928168 and a Short% of Float of 25.979999999999997.
Earnings Estimates
The performance of Upstart Holdings Inc (UPST) in the stock market is under the watchful eye of 11.0 analysts actively contributing to its current rating.The consensus estimate for the next quarter is $0.52, with high estimates of $0.6 and low estimates of $0.39.
Analysts are recommending an EPS of between $1.84 and $1.42 for the fiscal current year, implying an average EPS of $1.65. EPS for the following year is $2.49, with 14.0 analysts recommending between $3.72 and $2.08.
Revenue Estimates
10 analysts predict $280.79M in revenue for. The current quarter. It ranges from a high estimate of $285.57M to a low estimate of $279.75M. As of. The current estimate, Upstart Holdings Inc’s year-ago sales were $162.14MFor the next quarter, 10 analysts are estimating revenue of $304.18M. There is a high estimate of $309.84M for the next quarter, whereas the lowest estimate is $294M.
A total of 13 analysts have provided revenue estimates for UPST’s current fiscal year. The highest revenue estimate was $1.07B, while the lowest revenue estimate was $1.04B, resulting in an average revenue estimate of $1.06B. In the same quarter a year ago, actual revenue was $636.53MBased on 14 analysts’ estimates, the company’s revenue will be $1.34B in the next fiscal year. The high estimate is $1.5B and the low estimate is $1.25B.
